Find out more about VA home loans for purchases and VA IRRRL's from home loan expert by calling 858-999-3737
(PRWEB) January 19, 2015
A new mailer is being delivered to those who currently have a VA home loan in California. Although many of the pieces will be delivered in areas with a heavy military presence like San Diego, the mailer will also cover the entire state. Kevin Leonard and his group have many mortgage originators licensed in California who are experts at VA home loans and their guidelines. The IRRRL or Interest Rate Reduction Refinance Loan is a VA home loan that lowers a borrower’s interest rate by refinancing a previous VA home loan. By obtaining a lower interest rate by refinancing with an IRRRL the monthly mortgage payment should decrease. Those with an existing VA home loan can also refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage. Learn more about the benefits of a VA IRRRL by visiting the webpage here, http://www.kevinleonardmortgageexpert.com/va-irrrl-interest-rate-reduction-refinance-loan/
The mortgage team has been releasing new articles and weblogs on several mortgage related subjects. The just finished a round of reverse mortgage Los Angeles videos and articles on how to get pre-approved for a home loan recently. The new mailer is to help shed some light on how the Interest Rate Reduction Refinance Loan or (IRRRL) works. The occupancy requirement for an IRRRL is different from other VA home loans. For the VA’s IRRRL the applicant needs only certify that they previously occupied the home, and a new Certificate of Eligibility (COE) is not required. There are other items that former military and spouses should be aware of such as the funding fee. Those searching for a VA IRRRL lender that can explain the process should contact the number listed below.
Kevin Leonard entered into the mortgage business in 1997 in Carlsbad California, and since then he has become of the leading mortgage experts in the country, and has earned national acclaim for his efforts. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish. He is personally responsible for thousands of funded loans, and along with his team he has over 5 billion in residential loans funded. Mr. Leonard has a full understating of the loan process from start to finish, and also consults with a long list of mortgage bankers in the secondary market. There are few, if any, that have the experience that Kevin Leonard has in the mortgage profession. He was one of the first to register with NMLS in 2008 when it was first instituted, and currently is licensed in the state of California as a loan originator. He is partnered with the best real estate agents in San Diego for a good reason—he offers fast pre-approvals with the ability to fund purchase loans quickly. Learn more about different home loan products available, or to find out who are the best reverse mortgage companies in San Diego, click on the highlighted link provided.
Phone: (858) 999-3737