Financial Education Without a Sales Pitch
St. Louis, MO (PRWEB) December 30, 2014
Financial wellness program vendor, Four Seasons Financial Education, today announced four tips for employers regarding 2015 program initiatives.
1) Survey Topics of Interest - Want to provide timely education that will motivate your employees? Then take a simple survey. Providers such as Formstack.com provide inexpensive ways to survey employees. Retirement planning is often the most popular choice, but you may be surprised to find college planning, estate planning, debt planning or investment planning a close second.
2) Quarterly Topics - If you have a financial wellness program in place, you probably have a physical wellness program too. If so, you likely have plenty of educational topics in a 12 month period. We recommend quarterly financial topics to keep important life goals top of mind.
3) Create Accountability - Education is only the start of a financial wellness program. Then you must help employees keep accountable to their goals. We recommend providing access to a Certified Financial Planner professional for employees. A CFP can help employees establish goals and stay on track. However, watch out for the wolf in sheep's clothing. Ask the CFP to sign a document saying they are 100% independent and will not sell products. If they won't sign, find someone who will.
4) Create Fun Competition - Consider fun ways to get employees involved in your program, such as an award for the "worst thing I ever spent money on." Employees can admit to and submit their worst spending experiences. Have a panel vote on the "best of the worst" and award a prize. Having employees get involved and poke fun at their own spending habits keeps the topic of debt and spending top of mind and encourages engagement.
About Four Seasons Financial Education Four Seasons Financial Education provides workplace financial wellness and education services to companies throughout the US to help them improve their bottom line. Since 1986, we have helped corporate America increase workplace productivity by focusing on the most important asset of the company - the employees. Services provided through RFG Advisory Group, a Registered Investment Adviser.