Bulldog Adjusters Expert Opinion on Sinkholes in Florida

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Bulldog Adjusters, a public adjusting company based in Florida, has in depth experience with handling sinkhole insurance cases including what to look for when filing a claim.

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Some think they do not have to worry about sinkholes, but it’s especially important to be covered for a natural disaster like this.

Florida-based public adjuster company, Bulldog Adjusters, is preparing their clients for the rainy season by distributing facts on sinkholes in Florida as well as their opinion on sinkhole insurance and what it should do for the homeowners.

Sinkholes are a natural occurrence within Florida because of the natural formations of limestone mixed with Florida’s acidic soil. Aquifers are found throughout Florida, which is just one reason sinkhole insurance is necessary in the state. Some instances to lookout for include a settling yard or even when a sinkhole occurs in the same neighborhood. While most sinkholes are isolated incidents, some do happen in a sequence.

As Vince Lefton, co-owner of Bulldog Adjusters, states, “Some think they do not have to worry about sinkholes, but it’s especially important to be covered for a natural disaster like this.” One thing Lefton notes is that sinkholes are much less predictable than a natural disaster like a hurricane, this is something that no one can really prepare for.

One of the biggest challenges with filing a sinkhole claim includes what the insurance company considers sinkhole material. Most insurance companies will only cover a home from basic Catastrophic Ground Cover Collapse if the following are true: the hole must be clearly visible without the aid of equipment, the topsoil must sink abruptly, and there must be structural damage to the house.

The Catastrophic Ground Cover Collapse is a primary example of why sinkhole insurance is a must. With so many requirements before coverage is released, many homes will not get the settlement they deserve. Sinkhole insurance will include a time limit, but when customers hire a public adjuster, they are more likely to get a higher settlement and have their claim resolved faster.
Bulldog Adjusters is a licensed public adjuster firm in Florida that has helped thousands of homeowners across the state settle property damage claims quickly and accurately. With local representatives throughout Florida, they are able to quickly assess damage, evaluate repairs costs, and ensure claims are settled in a timely manner.

For more information on how the claims process works please visit Bulldog Adjusters website or call 954-951-9531.

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Vince Lefton
since: 12/2012
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Bulldog Adjusters
since: 07/2012
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