Costa Rica’s Top 5 Expat Havens—

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Costa Rica has been among the world’s premier retirement destinations for decades and this year it won the top spot in International Living’s Annual Global Retirement Index 2018. The editors at have drilled down to select the five best expat havens in the land of Pura Vida—each with its own unique flavor.

Playa Uvita Costa Rica International Living

Playa Uvita Costa Rica

"In the U.S., it seems like you never have the time. Here you feel totally connected to people"

1. The Central Valley

Expats have been flocking to Costa Rica’s Central Valley for decades. With its spring-like climate, central location, and ready-made expat community, it’s not hard to see why.

Consistently cool weather is what Costa Rica’s Central Valley is best known for: With the Valley’s altitude of 3,000 to 5,000 feet you can expect temperatures in the 70s F year-round—a climate that’s like few others in the world.

Located in the center of the country, surrounded by mountains, it’s close to the capital, San José, making it Costa Rica’s most convenient retirement haven.

This convenience means the Central Valley is not the cheapest place to live in Costa Rica, although many expats can still live well on under $2,000 a month. You’ll have everything you need within easy reach.

“As you would imagine from the name, this region is central to almost everything,” says IL Central Valley Correspondent John Michael Arthur. “That means easy access to the international airport, first-rate hospitals, excellent shopping (with designer or boutique alternatives), and myriad restaurants.”

2. The Southern Zone

About three to four hours from Costa Rica’s capital, San José, lies the Southern Zone. This region is known for unspoiled seaside wilderness, laidback beach living, and a warm and humid climate at sea level, which gets cooler on the hillsides above the water.

The Southern Zone stretches all the way to Panama but most expats are concentrated in and around three main towns. Dominical, a small surf village, is the gateway to the region. Uvita is the commercial hub. Ojochal is a jungle village famed for its gourmet restaurants, which are run by an international cast of expat foodies. Expats here relish the mix of natural beauty and off-the-beaten-path life, yet with modern conveniences at hand.

Californian Robby Anderson, 49, started coming to the Southern Zone 25 years ago for surf trips. Over the years, he returned regularly, until eventually he decided to make this his permanent home.

“There are wealthy people, middle-class people, poor farmers. But everybody hangs out together,” says Robby, who lives in Uvita with his wife and daughter. “Nobody talks about what they have or how much they have. In the U.S., advancement is based on material things…bigger houses, bigger cars. Coming here slowed me down. In the U.S., it seems like you never have the time. Here you feel totally connected to people.”

3. The Caribbean Coast

“All Costa Rica is a land of Pura Vida,” says International Living Roving Latin America Editor Jason Holland. “But the Caribbean coast takes this relaxed attitude to the greatest extreme. It’s a place where beach bars play reggae as patrons knock back cold beers. Locals slowly ride bicycles rusted from the salt air down the winding coast road. And beach-goers doze lazily in hammocks strung between trees, pondering a dip in the clear blue water.”

Settled by Jamaicans and other Caribbean peoples starting more than 100 years ago, the area still has a strong “island” vibe. And in towns like Manzanillo, you’ll find some of the most stunning beaches in Costa Rica.

Businesses are small and locally run. Caribbean-style restaurants offer up spicy chicken and rice cooked with coconut milk for $5 to $6 a plate.

“One drawback, since the coast is undeveloped, is that services aren’t as reliable as in other parts of the country,” Jason advises. “There is only basic medical care in these beach communities. The nearest hospital and emergency room is in Limón, more than an hour’s drive away.”

4. Arenal

Home to both Costa Rica’s largest volcano, Volcán Arenal, and its largest freshwater lake, this area is perfect if you’re after a laidback retirement in a rural setting, surrounded by natural beauty. The area is suited for lovers of the great outdoors of those looking for a small-town vibe.

Arenal’s expat community is tightly knit. Doris Luby and her husband Ken, originally from Minnesota, chose Arenal for their retirement for its climate and natural beauty. They now operate an animal rescue center in the area.

“Here in the rainforest, even the bugs are gorgeous,” she says. “But what we really love about being here is that we’ve been able to discover the greater purpose for our retirement.”

While $2,000 to $3,000 a month is perfectly reasonable for a retired couple, some expats here report living on less. The Lubys say they are able to maintain a monthly budget under $2,000. That budget includes two vehicles, plus the added expenses of running and operating their animal rescue, as well as the utilities and maintenance of their three-bedroom, two-bathroom home, which they bought for $130,000.

5. Nicoya Peninsula and the Northern Pacific

If you’re after a warm climate, a healthy lifestyle, and proximity to the beach that won’t cost a fortune, then Costa Rica’s northern Pacific coast and the adjacent Nicoya Peninsula are just the spots.

Both of these lie mostly within the province of Guanacaste, where golden sands feed into the Pacific. Here you’ll find the ease and tranquility of beach living with enough modern-day amenities to keep you comfortable.

People have been drawn to this area for years for its healthy lifestyle. Residents have a strong sense of purpose, as well as social and family networks that ensure they feel loved well into old age.

“Within the first two months, I met more people here than anywhere else I’ve lived,” says New Yorker Sarah Kahi Goitz. She attended a “ladies’ night” for expat women during her first week in the town of Tamarindo. The organized group mirrors many you’ll find within expat communities on the northern Pacific coast.

The water has the highest calcium content in the country, helping to strengthen bones. Diets are high in fresh produce and low in processed foods. And a family of four can buy enough fresh produce for a week for about $30.

Of course, you won’t have all the conveniences of the Central Valley. But this corner of the country is developing all the time. Despite ongoing development and an influx of tourists to the beaches, living here remains affordable. For most couples, a budget of $2,500 to $3,000 a month will suffice.

Learn more about these five spots in the #1 retirement destination for 2018, here: Best Places to Live in Costa Rica: Five Top Expat Havens

Editor's Note: Members of the media have permission to republish the article linked above once credit is given to

Further information, as well as interviews with expert authors for radio, TV or print, is available on request. Photos are also available.

For information about content republishing, source material or to book an interview with one of our experts, contact PR Managing Editor, Marita Kelly, +001 667 312 3532, mkelly(at)
Twitter: @inliving

About International Living

Since 1979, has been the leading authority for anyone looking for global retirement or relocation opportunities. Through its monthly magazine and related e-letters, extensive website, podcasts, online bookstore, and events held around the world, provides information and services to help its readers live better, travel farther, have more fun, save more money, and find better business opportunities when they expand their world beyond their own shores. has more than 200 correspondents traveling the globe, investigating the best opportunities for travel, retirement, real estate, and investment.

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