Sophie Kim of Civic Financial Services Named HousingWire Rising Star 2018

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Creator of "Top Gun" Private Lending Training Program Receives Industry Accolade


Sophie Kim, Director of Learning & Development at Civic Financial Services

Sophie brought the Top Gun program from concept to reality, and more importantly, she exudes a passion and unwavering commitment to the personal development and professional enrichment of everyone who crosses her path.

Civic Financial Services announced Director of Learning and Development, Sophie Kim, has been recognized by HousingWire as a 2018 Rising Star, a distinction given to the top up-and-coming leaders in the mortgage industry. The 46 winners represent a variety of backgrounds and occupations within the housing industry, but all of them exhibit an outsized impact on the industry and the businesses they represent.

“Sophie has played an integral role in the training and development initiatives at CIVIC, including the creation of our elite training program, Top Gun,” said William J. Tessar, President of Civic Financial Services. “Sophie brought the program from concept to reality, and more importantly, she exudes a passion and unwavering commitment to the personal development and professional enrichment of everyone who crosses her path.”

The focus of the Top Gun Program, created by Kim, is to help sales professionals without lending experience learn all aspects of private money lending - the CIVIC way. When CIVIC first began its search for top talent to participate in the coveted program it received 1,186 applications, of which over 100 candidates were interviewed and only 14 were selected. Now seeking candidates for the third class, the program entails a six-week structured course, followed by 6-8 weeks of one-on-one mentorship with senior level Account Executives. After graduating from the program, the Top Gunners then move to a full time Account Executive position with annual earning potential well over $100,000.

Tessar added, “In less than two years of service Sophie has added such a tremendous value to our organization, and I could not be more proud of the recognition the Rising Star bestows upon her.”

“This year’s class of Rising Stars represents the best in young leadership within the mortgage finance arena,” said Caroline Basile, HousingWire’s Online Editor and member of the selection committee. “I’m impressed by the achievements of this year’s winners and look forward to seeing what each of them accomplishes in the mortgage and housing finance economy in the future.”

For more information on Civic Financial Services, visit or call 877-472-4842.

CIVIC FINANCIAL SERVICES is a private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC was created by its parent companies, Wedgewood and HMC Assets LLC, to empower and serve investors who don’t fit traditional lending criteria. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to help you break through traditional lending barriers to unleash ever-increasing success. Wedgewood and HMC, two of the most respected names in residential real estate, provide CIVIC with unparalleled valuation expertise in the real estate vertical as well as access to low-cost capital. With these resources, CIVIC is able to keep all operations in-house so loans are managed more closely, quickly, and efficiently.

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Gina Comeaux
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Civic Financial Services
since: 09/2016
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