LOS ANGELES, Feb. 18, 2019 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has launched a new blog post that presents 5 effective ways to get affordable auto insurance.
Insurance companies analyze a multitude of factors when determining premiums. Some of those factors are under the policyholder's control. Making smart adjustments to coverage parameters or improving driving habits will help drivers get better rates.
- Insurance companies quantify rating factors in different ways. For some companies, a person may represent a low-risk driver, while other companies may consider the same person a high-risk and charge very expensive premiums. Drivers are recommended to get quotes from multiple companies, including newer ones, which may operate only locally.
- Review all available discounts. Ask the insurance company to provide a list of all available discount. Policyholders should apply for all discounts for which they meet the requirements.
- Protecting the no-claim bonus will also help drivers lower their insurance rates. Being a safe driver is greatly rewarded by companies. Depending on the insurer, if the driver was not involved in accidents and not received any fine in the past three to five years, the company can lower the insurance rate from 10 percent to 20 percent.
- Improve the credit score. In most states, insurance companies use credit score as a rating factor. There are various strategies for improving the credit score, including taking a short-term loan from a Credit Union or using balance-transfer credit cards. A specialist will help the driver choose the best strategy.
- Buy a car that's not so expensive to insure. Look for cars that are relatively cheap to replace or have numerous spare parts available.
For more car insurance info and money-saving tips, please visit http://carinsuranceplan.org
Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
SOURCE Carinsuranceplan.org
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