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8 Tips for Creating a Workable Holiday Budget by Finance Solutions
  • USA - English

One of the hardest parts of holiday shopping is setting your budget. But without a budget, it's very easy to overspend and have a ton of bills to pay after the holidays. Here are 8 tips you can use for setting your holiday spending budget.


News provided by

Finance Solutions

Dec 02, 2019, 08:00 ET

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NEW YORK, Dec. 2, 2019 /PRNewswire-PRWeb/ -- One of the hardest parts of holiday shopping is setting your budget. But without a budget, it's very easy to overspend and have a ton of bills to pay after the holidays. Below are 8 tips you can use for setting your holiday spending budget.

Make a Recipient List
First, you want to make a list of who you must buy gifts for – friends, family members, teachers, bosses, coworkers, anyone you might need a gift for. This will help you know who you have to purchase for.

Set Your Amount
Once you know how many people you to buy for, it's time to figure out how much you can spend. If you have friends you exchange gifts with, you can have an agreed-upon amount. The same thing goes for an office gift exchange, which usually has a maximum amount.

Make Sure You're Realistic
When you're creating your budget, be realistic. You want to have a budget that isn't too strict or too lax so you can overspend. The last thing you want to do is to have a lot of credit card debt that you can't pay off or dip into your savings.

Make a Fund Specifically for Holidays
This is something you can do in the beginning of the year. Put a certain amount in it every week starting in January and you'll have a good start at the beginning of next holiday season. Just think – if you just put $25 in the bank every week for 9 months, you'll have $900.

Look for Bargains
You can look for bargains online, but you would also be surprised at the great gifts you can get in dollar stores and Five Below. Don't have a Five Below near you? They do have a website, and everything is $5 and under. These types of stores are great places to go for stocking stuffers, which can end up costing a small fortune.

Think of Meaningful Gifts that You Can Buy
A gift doesn't have to cost a fortune to be something that they'll love. A grandparent would love getting a photo book of the grandchildren and many photo sites will have great sales on photo gifts around the year, often for less than you can expect.

Regularly Review Your Lists
It's important to review your list on a regular basis. Not only will this let you know how you are doing, but it also will help you know what you're looking for when shopping for people.

Set Alerts
Use the power of your phone to set up alerts for sales. This will let you know when something that you're looking for is on sale so you can snag it.

These are 8 tips that you can use for creating a budget that you can use for holiday shopping. You'll find that shopping is a lot more enjoyable and that the holidays aren't something that you have to dread. When you have a budget and you stick to it, holiday shopping can be fun because it's like a treasure hunt for bargains.

About Finance Solutions
Finance Solutions is a leading financial services company that provides information about debt relief programs which are designed to help consumers achieve payment relief and reduce debts. Founded in 2007, Finance Solutions works with individuals struggling with debt to explain their options and develop a customized plan. Finance Solutions has helped thousands of consumers reduce their credit card debt through strategies that align with their budgets and goals. More information can be found at https://financesolutions.org.

If you are struggling with large amounts of high-interest credit card debt, contact the specialists at Finance Solutions today at (855) 331-4852 to receive a FREE debt analysis. They will review your current situation and develop a customized plan to help you reduce your credit card debt.

SOURCE Finance Solutions

Related Links

https://www.financesolutions.org

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