At the Memphis Strategy & Leadership Conference, Monica Martin, ACB's Vice President of Innovation, urged leaders to recognize the financial risks of "innovation through shortcuts" and shared how ACB is tackling technical debt through AI-driven modernization and its new Innovation Lab - highlighting the company's commitment to sustainable, long-term growth in the age of AI.
NEW YORK, Nov. 12, 2025 /PRNewswire-PRWeb/ -- At the annual Memphis Strategy & Leadership Conference, Monica Martin, Vice President of Innovation at ACB, delivered a compelling presentation titled "The Cost of Innovation: Tech Debt vs. Strategic Investment."
In her talk, Martin explored the hidden costs of rapid innovation and the long-term impact of what she calls "innovation through shortcuts." Drawing from ACB's own digital transformation journey, she shared how the company is redefining its innovation model to prioritize strategic, sustainable investment over short-term fixes.
"Every time we say 'we'll fix that later,' we're not just making a technical decision – we're making a financial decision," Martin said. "We're taking out a loan against our future ability to innovate. And in the age of AI, that loan comes due faster than ever before."
Martin's message resonated with leaders across industries navigating the balance between agility and long-term growth. Her presentation emphasized how technical debt – the accumulation of quick fixes and workarounds – can hinder innovation, talent retention, and AI adoption if not addressed proactively.
ACB's transformation journey offers a real-world example of how established companies can modernize without losing operational momentum. By launching an Innovation Lab and investing in AI-driven infrastructure modernization, ACB is creating a foundation for sustainable innovation and future-ready systems.
"Innovation through shortcuts is like a payday loan – it solves today's problem but creates tomorrow's crisis," Martin added. "Innovation through strategic investment is like building an endowment – it requires patience but enables you to capitalize on transformative technologies as they emerge."
The Society for Information Management (SIM) Memphis Strategy Series for Executives gathered innovators, executives, and strategists to share insights on adapting to disruption in a rapidly changing business environment. Martin's session stood out as a call to action for leaders to confront the true cost of innovation – and to build organizations capable of thriving in the AI era.
About ACB
ACB is a U.S. based service provider specializing in rebates and sales incentives, catering to the channel marketing services requirements of brands, manufacturers, service providers, and their advertising agencies. For more information on ACB services on Rebates, Sales Incentive Programs, Co-op Advertising and Compliance Program Administration, please visit acbcoop.com or contact us at [email protected].
ACB is headquartered in New York City with client service offices in Memphis, TN and Tempe, AZ. For additional information, Contact ACB.
Learn more at www.acbcoop.com
Media Contact
Veronica Portelli, ACB, Inc., 1 7328561354, [email protected], www.acbcoop.com
SOURCE ACB, Inc.

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