Powered by ai1 ScoreAI, the cloud instant pre-approval SaaS portal is free for real estate agents and subscription-based for lenders, connecting buyer interest with immediate assessment and lender action.
NEW YORK, Nov. 5, 2026 /PRNewswire-PRWeb/ -- ai1 Technologies today announced AI1PREAPP.COM, an AI-powered, cloud-based software-as-a-service (SaaS) application that brings mortgage pre-approval workflows online around the clock. Powered by the company's ScoreAI engine, the portal helps real estate agents, buyers and participating lenders move from inquiry to an actionable next step on the fly.
Agents share one simple link/QR code. Buyers complete a short intake covering personal information, the intended purchase, credit, employment and income. ScoreAI evaluates the submitted information in real time against the participating lender's requirements. Where those requirements are met, the lender-authorized ScoreAI workflow can issue pre-approval immediately. Otherwise, the applicant receives guidance to contact the lender for follow-up.
"AI1PREAPP brings a new kind of nationwide cloud SaaS experience to mortgage pre-approvals," said v Dr. Konstantin Malkov, Chief Technology Officer at ai1 Technologies. "Our comprehensive ScoreAI engine uses specialized ensemble machine-learning models to assess applicant information in the context of an evolving economy. It enables real-time decision-making within lender-approved requirements - not simply faster form filling."
Free access gives real estate agents a practical way to engage buyers during showings, open houses, evenings and weekends. Lenders subscribe to a structured intake and assessment workflow designed to reduce repetitive work, prioritize follow-up and preserve control over lending decisions. The platform is available 24/7; lender participation and state and product availability determine access to specific programs. The data and processes are fully secure and adhere to local lending compliance specific to subscribed lenders.
"AI1PREAPP helps real estate agents keep buyers moving and gives lenders organized, assessed applications so they can spend less time chasing information and more time advancing deals," said Alan Mele, Chief Operating Officer and Vice President of Business Development of ai1 Technologies.
Along with AI Agents AI1PREAPP is the front door to ai1's All-In-One lending-intelligence strategy. The company has developed a connected path from application assessment to authorized servicing updates, mortgage-backed securities (MBS) repayment analytics and the ScoreAI Lending Exchange. Its emerging Lending NeuroNet is designed to connect lending decisions with subsequent loan performance, - not leave each application as an isolated record.
Real estate agents and lenders can register or learn more at https://ai1preapp.com
About ai1 Technologies
ai1 Technologies develops AI-powered lending intelligence for lenders and mortgage-market participants. Its ScoreAI platform combines borrower information, specialized machine-learning models and economic context to support decisions across the loan lifecycle.
Media contact: Cynthia Matts | ai1 Technologies | +1 (732) 795-3717 | [email protected]
ai1 Technologies is a technology provider and is not a mortgage lender or mortgage broker. Mortgage pre-approvals are issued by participating licensed mortgage lenders and are subject to lender requirements, verification, underwriting criteria and approval. Lender identity and applicable NMLS ID will be provided before submission of a mortgage application.
Media Contact
Philip Wallace, ai1 Technologies, 1 7327953717, [email protected], https://ai1technologies.com/
Konstantin V Malkov, ai1 Technologies, 1 7323198780, [email protected], https://ai1technologies.com/
SOURCE ai1 Technologies
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