Car Insurance Guide 2020: How To Handle a Car Insurance Lapse

Share Article has released a new blog post, "What To Do After A Car Insurance Lapse"

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“Forgetting to pay your bills in time has unpleasant consequences, especially if we are talking about insurance premiums. Find out what you have to do after discovering an insurance lapse”, said Russell Rabichev, Marketing Director of Internet Marketing Company. has released a new blog post that explains why drivers should avoid car insurance lapses and what to do if they find themselves in this unpleasant situation.

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A car insurance lapse means that the vehicle is no longer insured, not even by the state’s minimum requirement. Basically, the driver is uninsured. There are two main reasons why a driver would end-up with lapsed coverage: he either has forgotten, or he has no money to renew coverage. In both cases, it is best to review the current coverage offers, by using the free online quotes provided by

  • The first thing to do when discovering a lapse, it to call the insurance company. In many cases, the driver has simply forgotten to pay the premiums. However, even unintentional, the company will still have to apply some rules and negotiate reinstating coverage.
  • Drivers with just a few days of coverage lapse can be easily reinstated. Furthermore, they can be reinstated by the same carrier.
  • Drivers with longer coverage lapse periods have a different negotiations outcome. It all depends on the carrier and the client’s history. If the policyholder has been a client for a long time, he has been a good driver, the company may decide that they want him back. But in many cases, the driver may have to look for other insurance providers.
  • The reinstatement procedure also differs by the carrier. Some companies may renew the current policy, while other companies will ask the driver to reapply for a new, more expensive coverage. Plus other payment conditions, like electronic payment methods. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Gurgu Ciprian
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