“Nobody wants to be labeled as high-risk. The increased premiums can have a drastic impact on anyone’s budget. Fortunately, the high-risk status is not permanent and there are certain methods to prevent anyone from obtaining that label”, said Russell Rabichev, Marketing Director
LOS ANGELES (PRWEB) January 10, 2020
Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money by moving from the high-risk driver status to standard-driver status.
For more info and free quotes, visit https://compare-autoinsurance.org/how-can-you-move-from-the-high-risk-driver-category-to-standard-driver-category/
Car insurance companies are analyzing multiple factors to determine the risk profiles of their customers. Drivers that are categorized as high-risk will have to pay the highest insurance premiums. To get rid of the high-risk label, drivers can do some changes in certain areas.
Drivers that want to promote to the standard-driver category should know the following:
- Find out for how long a driver can be considered a high-risk. Depending on the reason why someone is seen as a high-risk driver, this status will remain active for a period that is between several months and a few years. Drivers can be considered high-risk for various reasons. This status is usually obtained by drivers that have several traffic tickets, drivers that were at-fault in one or more accidents, or drivers convicted for DUI. To be promoted to the standard-risk, drivers will have to maintain a clean driving record for at least three years.
- Research more about all factors that can determine a driver to be labeled high-risk. Drivers can be considered high-risk from other reasons that are not related to their driving records. Drivers that own expensive vehicles like muscle cars, limousines, or exotic sports cars are considered high-risk even if they are not bad drivers. Persons that have poor credit scores are seen as high-risk for their increased chance of filing a claim. The lack of driving experience will place young and new drivers in the same high-risk category. Finally, drivers that have insurance lapses will also be labeled as high-risk.
- Important things to remember. Comparing insurance quotes is very important for high-risk drivers. Certain insurers might label a driver as a high-risk, while at others the same driver is seen as a standard-risk. To lower the chances of being labeled as high-risk, drivers can improve their credit score, buy a safer vehicle, or they can enroll in a defensive driving course. The high-risk driver status Is not permanent and drivers will eventually get rid of it.
For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/
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