Life insurance can be confusing to begin with, and being classified a ‘smoker’ can triple the cost of coverage. Most cigar smokers really don’t know that if they apply with the right company, they can legitimately get non-tobacco rates, even as a regular cigar smoker.
ATLANTA (PRWEB) July 18, 2019
Dave Arlinghaus, an independent life insurance broker, is addressing the lack of consumer understanding around how cigar use impacts life insurance rates. His Cigar Life Guy™ website leads cigar smokers through the life insurance purchasing process, showing cigar-smoking consumers how to save up to 70 percent by choosing the right life insurance company.
Dave Arlinghaus, the founder and president of Cigar Life Guy™, says, “Life insurance can be confusing to begin with, and being classified a ‘smoker’ can triple the cost of coverage. Most cigar smokers really don’t know that if they apply with the right company, they can legitimately get non-tobacco rates, even as a regular cigar smoker.” He adds, “The life insurance part of Cigar Life Guy™ is simply a natural extension of what I’ve been doing in conversations over a stick — helping fellow cigar smokers get the life insurance coverage they need at the best possible price they can.”
It’s important to work with an insurance agent with a deep understanding of how cigar use is treated by various insurance companies. Through its affiliated national life insurance brokerage, Cigar Life Guy™ is uniquely positioned to help cigar smokers make sure they get the best deal possible if they are in the market for life insurance. In fact, Cigar Life Guy™ may be the only life insurance brokerage in the country truly focused on supporting the cigar smoker and the cigar lifestyle.
There are a few catches to getting non-tobacco rates for daily cigar smokers. First, you must disclose your cigar use to insurers. Second, you can’t also smoke cigarettes. Third, you must also otherwise qualify for life insurance based on your health and lifestyle. Fourth, you need to apply with the right life insurance company, as how cigar usage is treated varies widely from company to company. If you smoke cigars infrequently, you may qualify for even better or “preferred” rates. Cigar Life Guy™ is invaluable, because it stays on top of how each company treats cigar use.
Cigar Life Guy™ isn’t just a life insurance brokerage, it’s a cigar lifestyle brand. Full of original content, the Cigar Life Guy™ website and social media accounts celebrate the cigar smoker and, in particular, the social interactions that occur over a good cigar. All cigar lovers – those in the market for life insurance and those who aren’t – will enjoy its content.
Cigar Life Guy™
Cigar Life Guy™ is the cigar lifestyle brand owned and operated by cigar aficionado Dave Arlinghaus. Cigar Life Guy™’s media properties provide entertainment and education focused primarily on the social cigar smoking experience and the great conversations that occur over a social cigar. Cigar Life Guy™ also builds awareness for the huge savings opportunity regular cigar smokers have when it comes to purchasing life insurance. Through its life insurance brokerage, Cigar Life Guy™ can help cigar smokers realize those savings. Dave Arlinghaus has been an independent life insurance broker since 2010.
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