Credible and Ladder join Narmi’s FinTech Integration Suite

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Narmi further increases the power of its digital banking platform via the addition of Credible and Ladder to its FinTech integration suite

Financial institutions using the Narmi Digital Banking Platform can now offer even more differentiated functionality within their digital platform, including student loan refinancing and instant life insurance purchasing.

Both Credible and Ladder leveraged the Narmi Application Framework (“NAF”) to perform the integration. This framework allows FinTech companies, financial institutions and development firms to insert custom-built applications into Narmi’s online and mobile banking platform. The benefits to financial institutions include:

  • Control functionality in mobile and online banking
  • Ability to work with any chosen technology partner, regardless of whether Narmi has an existing relationship or not
  • Achieve faster go-to-market strategies

“We’re thrilled to welcome our partners Credible and Ladder to the Narmi NAF ecosystem. The fact that these companies were able to integrate and launch functionality within weeks is a testament to the open-framework Narmi supports. Financial institutions can replicate this type of experience to launch any functionality desired,” said Chris Griffin, Co-Founder of Narmi.

Below please find further information on Credible and Ladder:

Credible (

Credible allows consumers to compare personalized loan offers from multiple vetted lenders, giving them the power and confidence to improve their financial future. Credible offers this platform across multiple consumer debt categories including Student Loan Refinance, Student Loan Origination, Personal Loans, Credit Cards, and Mortgages.

Dave Lewis, VP of Partnerships and Business Development at Credible said, “Credible’s online consumer finance marketplaces empower Financial Institutions to offer their customers instant access to actual, pre-qualified rates from multiple vetted lenders in almost any consumer debt category.” Lewis added, “Narmi’s platform allows innovative and consumer-centric financial institutions to seamlessly offer Credible to their customer base to help them meet their financial goals.”

Ladder (

Ladder offers a fully underwritten term life insurance through a frictionless online process. Unlike traditional insurance products, which require phone consultations, in-person appointments and weeks of paperwork, Ladder's process can be completed entirely online. Customers can apply in minutes, receive an instant decision, and if eligible, be covered immediately.

"Financial Institutions provide a wonderful context for people to think about their life insurance needs. It has been great to work with Narmi, as their open digital banking platform made integration very straightforward. This makes it possible for us to bring Ladder's unique functionality to millions of potential customers by meeting them where they bank,” said Jeff Merkel, Co-Founder of Ladder.

About Narmi
There are over 11,000+ regional and community financial institutions in the United States today. Through Narmi’s mobile banking, online banking, digital account opening and banking APIs, these institutions better compete with Mega-Banks, Challenger Banks and FinTech companies to create a more diverse and engaging financial ecosystem. Today, Narmi’s platform powers financial institutions with billions of dollars of assets and helps move millions of dollars between financial institutions on a daily basis. Visit for more information.

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Nikhil Lakhanpal
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