Follow the story of an ordinary employee with an ambition to retire comfortably with $1 million

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Ludy Baldoza Cabanas releases ‘Detour To Financial Freedom: Live, Save, Retire and Enjoy’

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Ludy Baldoza Cabanas believes there is hope that people can live, save, retire and enjoy even in a short span of time before retirement if certain financial strategies are undertaken and the desire to enjoy retirement is strong and people are willing to make some changes in their financial habits.

In “Detour To Financial Freedom: Live, Save, Retire and Enjoy” (published by Archway Publishing) Cabanas tells her story as an ordinary employee with an ambition to retire comfortably with $1 million. At first, it seems impossible as she and her husband had accumulated an enormous amount of debt because of traveling, living beyond their means, and making bad choices. In this book, she shares how they changed course and plotted a new path.

Here, readers will learn how to build wealth in an individual retirement account or through a 401(k) plan, invest in real estate in solid neighborhoods and pursue passive income strategies to live comfortably. Cabanas also shares her experience as a network marketer, as well as how her time in the insurance industry helped her build relationships with others. She invites readers as she shares how retirement went from being a daunting prospect to something she could look forward to.

“This is my personal experience and also my husband. As immigrants who tried to build and achieve the American dream, we went through the process of understanding how money works, compounding interests, real estate investments, insurance, living beyond our means and working hard to be financially debt-free. However, we live our lives and enjoy it along the journey,” Cabanas says. When asked what she wants readers to take away from the book, she answered, “We did it in a very short time. Your dream of retirement in comfortable lifestyle is realizable.” For more details about the book, please visit

“Detour To Financial Freedom: Live, Save, Retire and Enjoy”
By Ludy Baldoza Cabanas
Hardcover | 5.5 x 8.5in | 164 pages | ISBN 9781665727846
Softcover | 5.5 x 8.5in | 164 pages | ISBN 9781665727853
E-Book | 164 pages | ISBN 9781665727860
Available at Amazon and Barnes & Noble

About the Author
Ludy Baldoza Cabanas was born in the Bicol Region of the Philippines. After graduating from the University of Nueva Caceres, Naga City, she became chief accountant of an international American company that was the largest exporter and importer of Virginia leaf tobacco in 1970s. She then pursued further studies and enrolled in the College of Law at the University of the East in Manila. She was admitted to the Philippine Bar in 1981 and moved to the United States with her family after political strife in the Philippines. Cabanas and her husband live in Chevy Chase, Maryland in their home, which was purchased two years before retirement. Yes, that was an uncommon decision for retiring people. It is well justified in the book.

Simon & Schuster, a company with nearly ninety years of publishing experience, has teamed up with Author Solutions, LLC, the worldwide leader in self-publishing, to create Archway Publishing. With unique resources to support books of all kind, Archway Publishing offers a specialized approach to help every author reach his or her desired audience. For more information, visit or call 844-669-3957.

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