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How Drivers Can Repair Their Cars with OEM Parts Even If Their Car Insurance Companies Cover Only Aftermarket Parts?

Cheapquotesautoinsurance.com (https://cheapquotesautoinsurance.com/) announces a new blog post, "Why Does Car Insurance Companies Use Aftermarket Parts to Repair A Vehicle?"


News provided by

Cheapquotesautoinsurance.com

Aug 06, 2019, 11:10 ET

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LOS ANGELES, Aug. 6, 2019 /PRNewswire-PRWeb/ -- Cheapquotesautoinsurance.com has launched a new blog post that explains how drivers can make car insurance companies repair their vehicles with OEM parts.

For more info and free quotes, visit https://cheapquotesautoinsurance.com/why-do-car-insurance-companies-use-aftermarket-parts-to-repair-a-vehicle/

"Drivers that want to have their vehicles repaired with OEM parts should ask their insurers about the OEM parts coverage. Usually, insurers will require non-OEM parts to be used in order to keep premiums prices low for everyone", said Russell Rabichev, Marketing Director of IMC

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The insurance companies are required to restore a damaged vehicle to its condition prior to the incident where it got damaged. Policyholders will likely want to have their vehicles repaired with original equipment manufacturer (OEM) parts, even though third-party parts are also compatible with their vehicles. Most insurance companies will cover the costs to repair a vehicle with non-OEM parts.

Drivers that want to get their vehicles repaired with OEM parts should consider the following:

  • Not all parts are available from non-OEM manufacturers. Third-party manufacturers don't necessarily make all the products of a vehicle. Some components are only produced by original manufacturers.
  • OEM parts can be unavailable. Drivers that own older vehicles, or vehicles that stopped being produced, can find out that OEM parts for their vehicles are no longer produced. In this situation., the driver will have no choice than repairing their vehicles with non-OEM parts.
  • Get OEM parts coverage in advance. Some insurers allow drivers to request to use OEM parts. Before an accident, drivers can upgrade their policies to insist on using OEM parts. This feature is offered by most insurance providers. However, drivers will have to pay more on their premiums if they acquire this coverage. Also, not all insurance providers are offering OEM parts coverage.
  • Consider paying the difference for OEM parts. Insurers will rarely cover OEM parts. But that doesn't mean drivers will have to use aftermarket parts to fix their vehicles. Drivers can pay extra for OEM parts. The insurer will cover the costs to install non-OEM parts in the vehicle, and the driver will pay the difference to have OEM parts installed instead.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Cheapquotesautoinsurance.com

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