How Teen Drivers Can Obtain Lower Car Insurance Rates If They Follow Some Efficient Methods

LOS ANGELES, Feb. 25, 2019 /PRNewswire-PRWeb/ -- Cheapquotesautoinsurance.com has launched a new blog post that presents several methods that will help teens to obtain cheaper car insurance.

Car insurance for teen drivers can be very expensive. Insurance companies classify teen drivers as high-risk from various reasons and charge them accordingly if they want to obtain insurance.

Teen drivers that want more affordable insurance should follow the next tips:

• Get on a family plan. Teen drivers should check if being added to the family plan is a better deal than being alone on a separate insurance policy. In many cases, teens can take advantage of several discounts that are offered to their parents. Be advised that many insurance companies will rate the teen driver at all the vehicles covered by the policy, thus the overall price of the policy will increase significantly. Before a teen is added to the family plan, it is recommended to do careful research and see how this action will affect the premiums.
• Check the good student discount. Insurance companies consider teens that take good grades at school as more responsible and less likely to cause car accidents. Teens that can prove they have at least a 3.0 GPA can qualify for a good student discount. Usually, this discount can be as high as 15% of the price of the insurance policy.
• Choose the right vehicle to insure. The price of insurance for teenagers is highly influenced by the cars they drive. The vehicle model, make, year of production, are all important factors that determine the price of a policy. To lower the insurance costs, teenagers can drive slightly used SUV's or minivans that come equipped with several safety features as standard.
• Consider signing a driving contract. Some insurance companies will require the teen drivers to sign a driving contract where they accept to always drive carefully and obey the laws, wear their seatbelts, never drive while being drunk or under drugs influence, never use their cell phones while behind the wheels, promise to contribute to the car's maintenance. By doing so, teen drivers can obtain large discounts.
• Take advantage of usage-based insurance. This is the fastest way for teenagers to obtain significant discounts on their policy. Usually, insurance companies will install a small telematics device that will record data about the driving habits of a driver. Policyholders that display good driving habits can obtain discounts as high as 40%. For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Cheapquotesautoinsurance.com