How to Save Car Insurance Money by Removing Points from The Driver’s License

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“From time to time, drivers will get involved in traffic incidents where they can receive points. Fortunately, there are several ways that can help them to quickly remove the points from their licenses”, said Russell Rabichev, Marketing Director of Internet Marketing Company. has launched a new blog post that explains how drivers can pay lower car insurance rates by removing points from the driver’s license.

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Every driver knows that having points in the driver’s license can make the car insurance to be pricier. Also, the insurance rates will remain high until the points will be completely removed from the license. Usually, the points will be removed after a period that is between three to five years after the incident. However, drivers don't have to wait to have some of their points removed. There are certain ways that can help them remove points earlier.

To have the points removed, consider the following:

  • Driver's license points valuation. The majority of states have a system that tracks how safe drivers are. Depending on the state laws and the severity of the traffic violation, a driver can receive a single ticket that can add between one to eight points to the driver's license. Besides increasing the premiums, a driver can also lose his right to drive if he adds too many points on his license in a specified period.
  • How long the points will remain. The points can stay between three to five years, depending on the state’s local requirements. To determine the car insurance rates, some providers will look at a driver’s traffic incidents from the past five years, while others will check the incidents from the past three years. Drivers are advised to look for new insurance deals after the points are removed from the license
  • Removing points. Most states allow the drivers to remove points from their license. It can take a while until the points are automatically removed from a license, so the majority of states allow the drivers to get rid of points in different methods, depending on the state.
  • Removing points by being a good driver. In some states, like New Jersey, drivers can remove their points if they manage to maintain a clean driving record for one year. To get their points removed from their license, drivers will have to fill a request at their local Department of Motor Vehicles.
  • Removing points after a defensive driving course. Drivers can remove some points by taking a defensive driving course. In most states, drivers can remove up to three points after they graduated a defensive driving course. Drivers will need to take the proof that they graduated a defensive driving course to the state DMV and complete a form to request for the points to be removed.

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Gurgu Ciprian
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