Indeflex Introduces Expert Advisory Board

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Indeflex announces its Advisory Board comprised of industry leaders who will lend their deep experience in growing thriving payments organizations to foster the evolution and success of Indeflex, its’ partners, and their clients.

We're off to a blazing start, and we're very fortunate to be able to leverage the knowledge and experience of an all-star caliber Advisory Board.

Indeflex is a client-focused business platform specializing in flexible payment processing solutions and technology that works for real businesses. They partner with businesses to create solutions that drive growth and simplify accepting payments. With decades of experience, Indeflex co-founders Paul Dobson and Phil Krivacek have developed deep and lasting relationships throughout the payments ecosystem and have invited a group of select payments professionals to share their expertise and guidance with the Indeflex executive team. The Advisory Board consists of Nicole Carroll, Carl Mazzola, Mike Gramz and Pepper Whaling.

Nicole Carroll is a payments veteran with 25-years of industry experience spanning product, innovation, technology, and customer service. She recently served as the Senior VP of Global Payments Experience and Solutions at Visa where she was responsible for Visa’s strategy for acceptance products and solutions. Carroll has served in several executive positions globally, where she honed her leadership abilities.

Carl Mazzola is an electronic payments industry veteran of over 30-years. He has held executive management and c-level positions at First Data, TeleCheck, Bank of America Merchant Services and most recently TSYS where he was President and Chief Revenue Officer for their Healthcare Payments and Integrated Partner Payments division. In each of these roles, Mazzola built and motivated highly talented business development, sales, and customer/partner relationships teams that consistently led the respective organizations in revenue and profit growth.

Mike Gramz Mike is a payments industry veteran spending much of his career focused on compliance and regulatory policy, PCI, credit, fraud, loss provisioning and loan loss reserves, and data security. He has over 27-years of financial services experience at such FinTech companies as Merchant e-Solutions (a Cielo company), Bank of America Merchant Services, and currently leads all risk management functions at Yapstone.

Pepper Whaling was instrumental during the rapid growth of Cardservice International and its subsequent sale to First Data Corporation. As Director of Portfolio Management for First Data’s independent sales channels, he managed seven distinct business units representing hundreds of agent and ISO relationships worth hundreds of millions of dollars in annual revenue. Pepper started consulting in 2010 to share the unique combination of industry knowledge and hands-on portfolio management skills he had gained over 12-years in the merchant acquiring business.

Indeflex Managing Partner Phil Krivacek says, “We're off to a blazing start, and we're very fortunate to be able to leverage the knowledge and experience of an all-star caliber Advisory Board. Whether its improving operational efficiency, navigating association regulations, or risk and portfolio management, our Advisory Board is here to help us ensure that Indeflex remains at the cutting edge of payments.” Learn more about Indeflex’s expert Advisory Board on the website

About Indeflex
Indeflex is an entrepreneur-centric platform focused on offering flexible options for merchants and a great career opportunity for independent sales partners nationwide. Indeflex is built for entrepreneurs. With flexible options for merchants to save on processing fees, such as the Flat Cash program, and a ready-made business model for partners to grow their portfolio using a suite of cutting-edge technologies, Indeflex has everything businesses need to excel.

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Danielle Pond

Paul Dobson
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