Insurance Experts Present The Most Effective Ways To Get Cheaper Car Insurance Rates

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Drivers can get better car insurance rates by following several smart methods,” said Russell Rabichev, Marketing Director of Internet Marketing Company has launched a new blog post that presents several methods to lower car insurance rates.

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Car insurance companies determine the premium paid by a driver after analyzing multiple factors. Some of these factors are under policyholder’s control and can help him get cheaper car insurance.

  • Set higher deductibles. Drivers can increase the deductibles levels to lower the price of their insurance rate. In many cases, the premium rates drop as much as 30%. Policyholders should consider adjusting the deductibles to a level they can support if something bad happens.
  • Drop redundant medical payments coverage. If a policyholder already has health insurance, then he will not need the medical payments coverage. In most cases, these two policies overlap, meaning that the policyholder pays for something he already has.
  • Carefully select the car before buying it. Cars that are considered safe and come equipped with safety features and anti-theft devices are cheaper to insure.
  • When driving less than the average US driver, apply for a low mileage discount. If a policyholder doesn’t drive his car too often, he might be eligible for a low mileage discount that typically ranges from 15% to 20%.
  • Bundle policies. Insurance companies offer substantial discounts to those policyholders that choose to bundle policies. Policyholders can choose to bundle at least two vehicles policies or their vehicle policy can be bundled with their home insurance policy.
  • Look for additional discounts. Insurance companies offer plenty of discounts, like a senior citizen discount, loyalty discount, good driver discount, good student discount. Policyholders should check for what discounts may apply.

For additional info, money-saving tips and free car insurance quotes, visit is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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