ITM TwentyFirst Releases Updated Mortality Models

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Improved mortality models based on richer data set and advanced analytical tools

ITM TwentyFirst, a leader in senior mortality data and life expectancy analysis, released updated mortality models today. With approximately 90,000 unique lives and 29,000 observed mortality events over the last 15 years, ITM TwentyFirst maintains one of the largest structured datasets concentrated on US seniors and impaired individuals.

“As we continue to aggregate data and experience more observations, we have more opportunities to improve our life expectancy models,” stated Kurt Gearhart, CEO of ITM TwentyFirst. “Clients can use this information to better assess and understand longevity risk on senior populations.”

The latest update includes many exciting advances that were possible with the richer data set and advanced analytical tools. Improvements were made in many areas, including (i) quantifying the impact of the age dependency of impairments on life expectancy, (ii) quantifying the time-decay effect related to impairment levels at older ages, and (iii) further understanding the relative risk of various health conditions on seniors.

About ITM TwentyFirst
ITM TwentyFirst is a market leading, technology-enabled life insurance services and data analytics firm that helps investors, banks, trust companies and advisors manage life insurance policies. For more information, visit
For more information, contact:
Lori Austin
Chief Underwriting Officer
ITM TwentyFirst
333 South 7th St. Suite 2400
Minneapolis, MN 55402
Direct: 612.277.0569
Email: laustin(at)itm21st(dot)com

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since: 05/2015
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