Mercury Insurance Advises Homeowners to Be Aware of Common Perils that Insurance May Cover

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Weather-related hazards can increase with spring’s warmer temperatures

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Your ability to plan ahead now can help save you from stress further down the road.

Spring has sprung, bringing forth more daylight hours and warmer temperatures. However, it can also bring spring-related weather hazards, such as tornadoes and thunderstorms. Mercury Insurance advises homeowners to take the necessary precautions to protect their homes from perils such as damages caused by fire, hail and wind.

“Our homes have become our sanctuaries, and insurance companies want to help keep them that way,” said Christopher O’Rourke, vice president of property claims at Mercury Insurance. “Unfortunately, weather patterns or a thief’s agenda are outside of your control, but your insurance company can help you plan ahead and be prepared for the unexpected.

“Your ability to plan ahead now can help save you from stress further down the road.”

Commonly covered weather-related perils include:

  • Fire and smoke damage;
  • Weather-related damage, such as wind or hail damage; and
  • Damage caused by snow or ice on the roof.

Homeowners insurance protects against other unexpected perils as well, so it’s best to read your policy to understand what it covers. Also discuss your policy with your insurance agent to ensure you have the right type and amount of protection.

Visit Mercury’s blog for more details about what perils are covered by a homeowners insurance policy, as well as other valuable insurance tips.

About Mercury Insurance
Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit or Facebook and follow the company on Twitter.


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Brandy Patton-Miller
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