Nibbles' unique position in the marketplace, offering a credit card that has free pet insurance built-in, ensures pet parents prioritize care over claims. Customers can simply tap their card to pay at any licensed vet and have the claim handled by Nibbles automatically.
AUSTIN, Texas, July 1, 2025 /PRNewswire-PRWeb/ -- Nibbles, the pet-first credit card company offering up to $10,000 in annual pet insurance coverage as a built-in benefit, is the first and only provider to offer a new feature: Automated Claims Processing, meaning customers can simply tap their card to pay at any licensed vet and have the claim handled by Nibbles.
The company's unique position —offering a credit card that includes built-in pet insurance— allows it to automate the claims process in ways others cannot. By using the Nibbles Card at any licensed veterinary provider in the country, pet parents can now receive automatic reimbursement, freeing them from the hassle and delays typically associated with insurance claims, while maximizing their benefits.
"At Nibbles, we believe pet insurance should be as easy as tapping or swiping your credit card—and now it actually is," said Rafael Lopez, co-founder and CEO. "Pet parents shouldn't have to choose between peace of mind and piles of paperwork. We handle the logistics so they can focus on what matters most: their pets."
Millions of Americans want to protect their pets, but the current pet insurance model is outdated, slow, and often discouraging. Before Nibbles, pet parents with other types of pet insurance would have to upload receipts, navigate dense policies, and wait weeks for reimbursements. Nibbles' platform uses AI and integrated systems to ingest unstructured data directly from veterinary service providers, detect eligible visits, and file claims without customer intervention.
"We saw a broken system where people wanted to do right by their pets but were blocked by cost, complexity, and delays," said A.T. Fouty, Nibbles' co-founder and chief technology officer. "We are rethinking how we can best support pet parents, making it affordable and easy for more Americans to care for their animals without compromise."
Here's how the Nibbles automated process lets their credit card do the work:
- A cardholder uses the Nibbles Card at any U.S. veterinary clinic.
- Nibbles identifies eligible vet services through AI-powered systems.
- Nibbles automatically files the claim on its cardholder's behalf.
- Funds are reimbursed fast.
Nibbles customers do not need to choose from a limited network, as coverage works universally across any licensed vet in the country. By storing all pet medical records in one integrated platform, Nibbles ensures a streamlined and intelligent claims experience every time.
"We're passionate about pet ownership because it makes people better," added Fouty. "By removing financial and administrative roadblocks, we empower families to do what's best for their pets. That's not just good business, it's good humanity."
In addition to pet insurance for its cardholders, Nibbles customers enjoy 3X the rewards on every vet visit, including the full cost, not just the out-of-pocket portion of their visit. Additionally, using the card ensures that cardholders maximize the full benefits it offers.
Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and T&C apply. See nibbles.com for details.
Media Contact
Matt Lamers, Nibbles PBC, 1 7374436008, [email protected], https://nibbles.com
SOURCE Nibbles PBC
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