LOS ANGELES, Nov. 6, 2019 /PRNewswire-PRWeb/ -- Lower-auto-insurance.com has launched a new blog post that presents several smart tips that can help drivers get cheaper car insurance.
For more info and free quotes, please visit: http://lower-auto-insurance.com/tips-keeping-car-insurance-rates-low/
In the past years, the price of car insurance has continued to raised constantly. Obtaining cheaper car insurance is not impossible for drivers that know what they are doing.
To get cheaper car insurance, drivers are recommended to follow the next tips:
- Look for discounts. Policyholders can check what discounts are available at their insurers and for which ones they are eligible. Usually, insurance companies will provide discounts for installed safety devices, low mileage, good drivers, good students, or bundling policies.
- Keep a clean driving record. Insurance companies will reward drivers that manage to stay ticket-free and accident-free for a certain period of time. Some insurers will provide a discount after three years, while others will wait even five years for a driver to keep his driving record clean.
- Buy the right car. If a driver wants to pay cheaper insurance rates, then he should try avoiding insuring expensive sports vehicles, limousines or muscle cars. Instead, they should try to insure a slightly used vehicle that has a high safety rating and several safety devices already installed.
- Maintain a good credit score. In most states, the laws allow the insurers to take the drivers' credit score into account when they determine their insurance rates. Insurance companies claim they found a correlation between the drivers' credit score and the chances for them to file for a claim. As a result, drivers with a poor credit score are more likely to file for a claim. For this reason, policyholders with poor credit score will pay more on their premiums compared to those that have good or excellent credits score.
- Consider dropping full coverage. Policyholders that drive older vehicles, should consider dropping full coverage in certain situations. For example, if a vehicle's value is less than ten insurance rates payments, then keeping full coverage on that vehicle Is useless.
- Compare online quotes. It is recommended to compare online car insurance quotes at least two times per year. By doing so, drivers can check if their current insurance provider is still offering competitive insurance premiums or not.
For additional info, money-saving tips and free car insurance quotes, visit http://lower-auto-insurance.com/
Lower-auto-insurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
SOURCE Lower-auto-insurance.com
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