LOS ANGELES, Dec. 16, 2019 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org (http://compare-autoinsurance.org/) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types and money-saving tips.
Car insurance is required by law across the United States. Without meeting the state's minimum requirements, a driver cannot legally drive. Some people may consider car insurance too expensive (and, in fact, it really expensive for some categories of drivers) and decide to drop coverage. This is a huge mistake, which can have really unpleasant consequences. The alternative is to make premiums cheaper. Check the next 6 ways to reduce insurance costs:
- Keep a clean driving record. Although this may seem a no-brainer, being a safe driver is the best way to keep premiums low. Furthermore, being a safe driver and staying with the same driver for a number of consecutive years will grant a driver access to some discounts and bonuses. Avoid traffic violations, like speeding, ignoring signs and red light or DUI/DWI. The policyholder can quickly lose his bonuses and even the whole coverage if the carrier decides that there are too many traffic violations and the driver has become a too greater risk.
- Declare the correct main driver. Some people lie when applying for car insurance and assign a more experienced person as main driver. This is illegally and it is called "fronting". If this is discovered (usually after a claim), the insurance company will decline the claim and will begin a meticulous investigation. The fraud will be recorded and any company the driver will try to access in the future will know about it.
- Avoid letting unexperienced or horrible drivers ride the car. Keep in mind that the policyholder is responsible for anything that happens to the car. So, even if the relatives or good friends ask to borrow the car, decline the request if they are known to have poor driving experience or they are not that competent drivers.
- Pay the premiums in advance. Paying-in-full is a smart way to reduce the insurance costs. As advertised by many online forms, paying everything in advance can save the policyholder as much as 15%. It is simple math and anyone can check how much they can save if they pay in advance.
- Avoid filing claims for minor accidents. It is not recommended to bother the insurer for just a few scratches or dents which can be easily repaired and will cost little. Compare the repair costs with the existing deductibles.
- Improve the credit score. Insurance companies use credit score as a rating factor. If the score is less than Excellent, seek ways to improve it. A finance consultant can help you select the best strategies.
Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://compare-autoinsurance.org.
SOURCE Compare-Autoinsurance.org
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