LOS ANGELES, March 22, 2019 /PRNewswire-PRWeb/ -- Cheapquotesautoinsurance.com has launched a new blog post that presents the necessary steps policyholders have to make in order to file a car insurance claim.
For more info and free online quotes, please visit: https://cheapquotesautoinsurance.com/how-to-file-an-auto-insurance-claim/
Policyholders that got their cars stolen or damaged in an accident can recover the sustained losses if they file a car insurance claim. Depending on who was at fault when the accident happened and type of damage suffered, the insurance company can provide coverage or not. For example, if a car is stolen, drivers will need to carry comprehensive coverage in order to recover the losses from the insurer.
Policyholders that want to file a claim should follow the next steps:
- Call the authorities. Drivers should call the polices as soon as possible after the accident happened or their cars got stolen. The police will begin their investigation shortly after they arrive. They will begin to research the circumstances, look for eyewitnesses and question them, look for camera footage and so on. The police will create a report with all the data they gathered. Policyholders should ask the police to handle them a copy of that report.
- Contact the local DMV. Drivers should ensure they notify the local DMV about their accidents. After they are informed, the local DMV will tell the policyholders about the responsibilities of each party that was involved in the car accident.
- Gather all the information about the accident. It is important to gather as much data as possible about the accident. Policyholders should gather police reports copies, eyewitness testimonials, camera recordings, repair shop bills, etc.
- Contact the insurer. Drivers should tell their insurers about the nature of their accident, how it happened and what are the losses. After they are notified, the insurers will schedule a meeting with a claim adjuster.
- Cooperate with the claim adjusters. But first, drivers should know that claim adjusters are working for the insurance company and they are trained to obtain the lowest settlements possible. The claim adjuster will contact the policyholder and ask him the circumstances of the car accident. He will also inspect the car and appraise the repair costs. To settle the claims faster, drivers should provide all the requested info. For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/
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SOURCE Cheapquotesautoinsurance.com
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