LOS ANGELES, Aug. 18, 2021 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has launched a new blog post that presents what type of car insurance coverage protects drives who had their cars broken into.
For more info and free car insurance quotes online, visit https://carinsuranceplan.org/how-car-insurance-can-help-drivers-who-have-had-their-cars-broken-into/
Unfortunately, vehicle break-ins are quite common. Countless people have got their belongings stolen or their cars damaged during the break-in. The auto insurance policy will cover the damage done to the vehicle during the break-in, only if it includes comprehensive coverage. Most states require only liability coverage that will cover the costs of any damage or injury done by the policyholder to other cars, property, or people if involved in a collision or another accident. On the other hand, comprehensive insurance can pay the repair costs for any vehicle damage, including shattered windows, tampered ignition, broken locks, and cosmetic damage. Also, it can pay for the replacement of stolen vehicle parts and it can even pay a fair market value of a replacement car if the policyholder's vehicle is stolen.
Despite the benefits of comprehensive coverage, this insurance policy doesn't cover personal possessions that were stolen or damaged during the vehicle break-in. However, the homeowner's or renter's insurance policy would cover the replacement costs of these items. In order to protect their cars and belongings from a vehicle break-in, drivers should consider the following:
- Don't leave valuable items in the car. One of the best methods to prevent car theft is to not leave valuable goods in the car. Even if the items are hidden under the seat, in the glove box, or in the trunk, during a break in these items can be easily stolen by a thief.
- Park the car in well-lit parking spots. Finding a parking spot in a crowded city can be a challenge. Many drivers are tempted to park their cars on the first available parking spot. However, it's safer for drivers to wait until they find a well-lit parking place. When a car is parked in a well-lit area, it's less likely to be stolen. In many cases, thieves try their luck with cars that are hidden in the shadows.
- Lock the doors and close the windows of the vehicle. Some drivers may leave their vehicle for only a few moments and forget to properly secure it. Despite how quick they can finish their task and get back to the vehicle, someone can quickly grab what's lying on the passenger seat or in the glove box. When leaving the vehicle, drivers should be sure that all of the windows are closed and the doors are locked.
- Get a security system. Buying a good security system for the vehicle can help deter thieves from attempting a break-in or stop them in their tracks with blaring alarms. Advanced security systems with GPS tracking can make it easy for police to locate the vehicle if it's stolen.
Drivers who got their cars stolen should first contact the police and file a police report. Then, they should document the damage done to the vehicle by taking photos and create a list of stolen items. The insurance company should also be contacted as soon as possible in order to report the break-in and file a claim. Lastly, if a purse, wallet, or documents holding sensitive information were stolen, the driver should contact the bank and credit card companies to put a hold on their cards
For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/
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SOURCE Carinsuranceplan.org
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