National Flood Services and SEMCAT partner to enhance flood quoting process and provide better service for insurance agents and their clients in Florida

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Committed to providing insurance agents in Florida with easier access to flood quotes for their customers, NFS and SEMCAT have partnered to provide insurance agents with an instant flood estimate and personalized proposal with each homeowners quote. The new solution, through SEMCAT's comparative rating tool, is aimed at reducing the number of uninsured Florida residents, as well as minimizing insurance agents' errors and omissions risk.

Through our partnership with SEMCAT, we are empowering insurance agents to offer flood quotes routinely to customers and helping reduce the risk of uninsured customers experiencing devastating flood losses.

National Flood Services (NFS), a division of Affinity Insurance Services, Inc., announced that it has partnered with SEMCAT to streamline flood quoting for insurance agents in Florida. Through SEMCAT’s comparative rating solution, insurance agents will now automatically receive an instant estimate and personalized flood proposal, including a cost indication, the home’s estimated flood risk and a customer waiver, with each homeowners quote. SEMCAT currently provides insurance quotes for more than 50,000 Florida properties each month.

“Florida is one of the nation’s highest risk flood areas. According to FEMA, flood events that occurred in April 2014 in Florida produced National Flood Insurance Program claims payments in excess of $102 million,” said Keith Brown, president and chief executive officer for NFS. “Agents all too often only offer or sell flood insurance when it’s required by the customer’s mortgage lender. Through our partnership with SEMCAT, we are empowering insurance agents to offer flood quotes routinely to customers and helping reduce the risk of uninsured customers experiencing devastating flood losses. Our partnership is a perfect fit in one of the highest risk flood markets in the United States.”

While flood is the top natural disaster in the United States, fewer than 10 percent of homeowners carry flood insurance1. Many consumers are unaware that flood damage is typically not covered by a standard homeowners’ insurance policy. This not only leaves many homeowners unprepared and unprotected, but insurance agencies may also face errors and omissions exposure by not offering flood coverage.

“Consumers deserve a transparent insurance shopping experience and we’re building SEMCAT to power it,” said Jeff Runyan, chief executive officer for SEMCAT. “Through our relationship with NFS, we will help insurance agents more reliably inform and protect their customers.”

National Flood Services is one of the top administrators for insurance carriers participating in the National Flood Insurance Program, and currently administers and manages more than three million flood insurance policies on behalf of its client companies.

For more information on the National Flood Insurance Program, please visit

1National Flood Insurance Program website.

About NFS
National Flood Services is a division of Affinity Insurance Services, Inc. Its more than 800 colleagues operate from four locations, including Kalispell, MT, Overland Park, KS, Lakeland and Coral Springs, FL, delivering superior policy administration, claims processing, customer service, and agency support capabilities for its clients. For more information, please visit

Launched in 2006, SEMCAT provides 100% accurate comparative rating technology for more than 475 insurance carriers nationwide. SEMCAT helps independent agents better serve their customers. SEMCAT serves more than 10,000 users and provides quotes for more than 1,000,000 consumers each year. The company's objectives are simple: more end consumers served; accurate, transparent choices; and healthy partnership with every industry player. For more information, visit, email info(at)semcat(dot)net, or call 402-218-1495.

About Affinity Insurance Services, Inc.
Affinity Insurance Services, Inc. combines the specialized knowledge of affinity program management with the extensive resources of a global company to help clients achieve their goals. With an innovative approach to program strategy, from the design of products and services to the delivery of the marketing message, Affinity offers full-service capabilities; technical expertise and industry knowledge to deliver value to clients. Visit for more information.

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