Creditnet announces the top 5 best Barclays Bank credit card offers of fall, 2013
Barclays Bank has increasingly become a major player when it comes to American credit card offers.
San Diego, California (PRWEB) August 08, 2013
Long a presence in the UK and internationally, Barclays Bank has increasingly become a major player when it comes to American credit card offers. Barclaycard offers excellent cash back options for consumers of all credit scores, interests and backgrounds, as well as some great miles cards for frequent flyers to consider, too.
To give consumers a better idea of the best Barclaycard offers currently on the market today, Creditnet.com - a personal finance authority for nearly two decades - has ranked the five best Barclays Bank credit card offers for the fall of 2013. Creditnet used card approval rates, cash back programs, bonus offers and introductory periods when crafting its list below.
Here are the five best Barclaycards for the upcoming season:
1.) Barclaycard Arrival™ World MasterCard® - Earn 2x on All Purchases
Creditnet's favorite Barclaycard offer for fall 2013 is this flexible frequent flyer card. First and foremost, cardholders earn 2x miles on all purchases, and for consumers traveling abroad there are no mileage caps or foreign transaction fees to pay.
The bonus offer is also one of the best of any American miles cards; members earn 40,000 bonus miles after spending $1,000 on purchases in the first 90 days, which according to Barclaycard's website is worth $400 off a member's next travel purchase. Consumers can book any airline, any time making it extremely flexible for cardholders, and they'll receive 10 percent in miles back when redeeming for travel.
The only knock on this card is the $89 annual fee, which is waived the first year. Overall, this is Creditnet's favorite miles credit card offer available for fall 2013.
2.) Barclaycard® Rewards MasterCard® - Excellent Credit
An excellent option for consumers with the very best credit scores, this points card from Barclays includes 2 points for every $1 spent on gas, groceries and utilities. Cardholders earn 1 point for every $1 spent on all other purchases, and there's no limit to the amount of points cardholders can accrue.
This Rewards MasterCard® from Barclays Bank is also a great option for consumers hoping to transfer an existing balance. There's no interest for 12 months on balance transfers and purchases, and no annual fees to pay. This is a rewards card with a points system that's easy to track, and the extended 0% APR introductory period make it one of Creditnet's favorite balance transfer cards of 2013.
3.) Barclaycard® Rewards MasterCard® - Average Credit
Similar to the above rewards card is this option for consumers with average credit.
First, cardholders earn 2,500 bonus points after the first use of their card - a nice welcome gift for new members. The rewards program is the same and includes 2x the points on the essentials - again gas, groceries and utilities - and there's still no annual fee to pay.
The 0% APR introductory period is shorter at 6 months and is applied to purchases and balance transfers; after that the ongoing APR variable (currently 24.99%) kicks in. This card offers a little bit of everything, something you won't get from many average credit credit card offers, which is what sets it apart from the rest of the competition.
4.) Barclaycard® Ring MasterCard®
Few credit cards (if any) are as interactive with consumers as the Barclaycard® Ring MasterCard®.
According to Barclaycard, this card includes a Giveback (TM) Program that allows cardholders to share in the estimated profits based on the card community's financial performance. Cardholders get profit and loss statements each month, and can choose to keep their share or give it to charity. This is an incredibly unique program offered by Barclays bank.
The variable APR of 8% applied to purchases and balance transfers is one of the lowest on the market, plus there's no balance transfer fee or annual fee to pay ever.
According to Creditnet, this is one of the coolest cards available for consumers looking to try something different with their next card.
Are you ready for some football? So are we, and based on the ratings of the Hall of Fame Game earlier this week, much of America is, too.
For NFL die-hards, there's no better card to carry in your wallet. First, fans can carry their favorite team's colors and logo around with them wherever they go, and most NFL purchases earn 2x points, including every $1 spent at NFLShop.com, team pro shops and in-stadium purchases (limitations apply). Cardholders earn 1 point per $1 spent on other purchases.
There's much more to like, including 10,000 bonus points after first use - equal to $100 cash back statement credits. There's no annual fee to pay, a 12 month 0% APR introductory period applied to purchases and balance transfers, and cardholders can take advantage of 20% off purchases at NFLShop.com when they pay with this credit card.
This is an excellent card for football fans, and goes above and beyond the expectations of other brand-loyal credit cards.