Commercial Car Insurance - Common Exclusions
LOS ANGELES, Sept. 18, 2018 /PRNewswire-iReach/ -- Cheapquotesautoinsurance.com has released a new blog post that presents the main exclusions present in commercial car insurance contracts.
Commercial car insurance covers vehicles used to transport workers or materials/goods. There are many differences between a commercial policy and a personal auto insurance one. There are greater coverage limits, greater reimbursement sums and the possibility of adding a fleet of vehicles. To find out more about auto insurance, visit http://cheapquotesautoinsurance.com/.
There are certain activities that will void any commercial car insurance claim:
- Using the car to transport friends or family. A commercial vehicle can be used to transport workers or staff. But if the driver transports hitchhikers, family members or friends, they will not be covered by this policy if they are involved in an accident. The only person covered during an accident involving a commercial vehicle is the declared driver.
- Using the car to transport personal belongings. This is another case of using a commercial vehicle for personal purposes. The insurance company only covers declared cargo and car accessories. But it does not cover personal belongings. For example, a driver decides to carry his furniture using the at-work vehicle. If the driver gets into an accident and the furniture is damaged, the claim will be denied.
- Destroying the car or cargo on purpose. Intentionally damaging the car or cargo, in order to collect insurance money is considered a fraud. But the claim will be denied if the driver destroys the cargo on purpose, due to various personal reasons/
- Using the vehicle for illegal activities. Insurance companies will automatically decline claims for vehicles damaged during street racing or stunt driving. This is also available for personal auto insurance.
"Commercial car insurance has clear terms and rules. Breaking them will void any ulterior claim", said Russell Rabichev, Marketing Director of Internet Marketing Company.
Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://cheapquotesautoinsurance.com/
Media Contact: Russell Rabichev, Internet Marketing Company, 8183593898, [email protected]
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SOURCE Cheapquotesautoinsurance.com
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