(PRWEB) March 21, 2014 -- Previously, if customers wanted to finance an above ground pools, the only way available was the customers own personal credit card or via PayPal’s BillMeLater option. Now, The Pool Factory is happy to announce its new partnership with Lending Club to provide customers with an easy and affordable alternative to credit cards or PayPal for financing an above ground pool purchase.
Above Ground Pools financing has never been easier.
Lending Club offers the ability to get a fixed rate, personal loan starting as low at 6.78% APR. It is easy to find out what your rate would be by clicking the Lending Club link labeled "Financing" at the The Pool Factory website or by visiting the following page: http://www.thepoolfactory.com/financing.
Customers can find out their personal loan APR in minutes without hurting one’s credit score. Since the customer’s loan will have a fixed payment schedule, each month the customer will know exactly how much payment will be and exactly how much the remaining balance is. The application process is brief and has no obligations. If the customer does not like the rate received or the terms involved, the customer will still be able to purchase above ground pools with the best payment option available at time of checkout (ex. Credit Card, PayPal or Amazon Payments). If the customer decides to use Lending Club, once approved, money would be deposited directly into the customer’s bank account in as few as 5 business days (by Lending Club).
Check out some of the other requirements below to work with Lending Club.
1. Lending Club Requires Good Credit as well as the following the following:
2. The applicant must be a US or permanent residents who are at least 18 years old and have a valid bank account and social security number.
3. The applicant must have a FICO score of at least 640.
4. The applicant will need a debt-to-income ratio (excluding mortgage) below 35%.
5. The applicants credit history must show that you are a responsible borrower.
At this time, Lending Club does not accept loan applications from the following 6 States: Iowa, Idaho, Maine, Mississippi, North Dakota and Nebraska.
About The Pool Factory
America’s Above Ground Pool Experts – is the best place to find everything you need to make owning a swimming pool or spa fun and easy, at the best prices today. With a combined 50+ years of experience The Pool Factory employs a highly trained staff of above ground and semi inground pool specialists. The Pool Factory can provide unique solutions for all pool supplies and swimming pool needs.
Tom Gallo, The Pool Factory, http://www.thepoolfactory.com, 855-280-7665, [email protected]