Buy Here Pay Here Car Lots Near Me Car Dealers
(PRWEB) April 18, 2014 -- http://bhphcardealers.net just launched new pages targeting new locations which include Orlando FL, Raleigh NC, Dallas TX, and Atlanta GA. The pages are Buy Here Pay Here Orlando at http://bhphcardealers.net/buy-here-pay-here-Orlando/, and Buy Here Pay Here Raleigh NC at http://bhphcardealers.net/buy-here-pay-here-Raleigh-NC and Buy Here Pay Here Dallas TX at http://bhphcardealers.net/buy-here-pay-here-Dallas-TX and Buy Here Pay Here Atlanta at http://bhphcardealers.net/buy-here-pay-here-Atlanta.
Buy Here Pay Here financing is a great buying option for car buyers hoping to finance their newly purchased vehicles through in-house car financing without referring to traditional bank financing. There are many used car dealers that advertise buy here pay here slogans. This means that such dealerships offer direct financing to their customers. By having direct financing, the banks are no longer needed to approve car loans and the dealers are using their money to loan the customers instead.
Since the banks require high credit scores to approve car buyers for financing, having no banks mean that dealers can get rid of this requirement. Hence buy here pay here dealers require no credit score checks and base their approvals instead on the customers’ incomes. The higher the incomes are, the higher the loan amounts that the customers would be approved for. This is because if the customers prove that their incomes are high enough to cover the cars’ monthly payments, then the dealers can assume that these customers have enough money to pay back the loans on such cars. Although many customers would get zero-down offers, these incentives can only apply to certain situations. Customers are to check with the used car dealers before financing their vehicles. For example, most dealers require that taxes and registration fees to be paid upfront. Also, if customers choose vehicles that are more expensive than their approved loan amount would let them, they are required to pay the difference as part of the down payments.
With today’s fast-moving world, the site has added to their new pages a button to be directed to their online application. By pressing these buttons and applying online, customers are to expect a call back from dealers that guarantee to approve them for car financing.
Once at the dealership, the customers are expected to have some knowledge of what cars they prefer as well as having these items ready with them: ID, proof of incomes, and proof of address. Since the customers get their pre-approved loans online, all they really need is to try out the cars in the used car lots.
Tips for a Successful Car Inspection
Customers need to remember that any used car would have some wear-and-tear. However, some people accept a certain level of wear-and-tear more than others so each person needs to determine what is acceptable for them and what is beyond their acceptance. This is true for the look of the cars as well as when it comes to how the cars drive. Would a little noise or rumble be too much, every customer needs to determine that for themselves. However, some noises and bad paint jobs can be signs of trouble and need attention. Otherwise costly repairs would be a sure thing.
For example, an uneven paint color means that the used car dealers probably painted over a dent after fixing it and is a sign for a previous accident. Also a front hood or trunk that does not close probably, or leaves uneven gaps would also indicate possible accident history. Even if the cars drive well during the test drive, customers can use this piece of information as a bargaining chip to lower the price tag of the vehicles. Car buyers should also be aware that having a low price tag is not the only savings to watch for, warranty costs and other car products can hike up the total price for the vehicles so looking at each piece individually is important to ensure that the total cost of the vehicles are at an affordable and appealing level.
So to check out their website dedicated to residents in Orlando FL, Raleigh NC, Dallas TX, or Atlanta GA feel free to check the site at http://www.bhphcardealers.net for more information.
Tom Harbid, Buy Here Pay Here Car Lots, http://approvedtodrive.us, +1 7737914363, [email protected]
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