Funeral Plan Comparisons: The Basics and What You Need to Know Explained By The Experts At Compare Funeral Plans UK
United Kingdom (PRWEB) July 24, 2015 -- Over the past decade, many news agencies articles have reported that record numbers of the “Baby Boomer” population have reached their retirement age - Read the article in The Telegraph. While such a well-deserved milestone can certainly be welcoming to the hard-working pensioner, another concern has arisen. Funeral costs are on the rise, funeral directors are charging more than ever before for their services, and the extra costs for disbursements, such as crematorium costs etc are on the increase. With the price of even the most basic of funerals reaching nearly £ 4,000 pounds, how are those who are on a fixed income expected to cope? The simple answer is by obtaining a prepaid funeral plan with the help of accurate funeral plan comparisons expert company. A plan secures the cost of a funeral at the price on the day of purchase. The monies are held in a secure trust funds and unlike insurance or savings, guarantees that cost of the funeral directors services and disbursements when the services are called upon. There are various payment options, such a single payment or monthly payment, but they all lock the cost of the funeral at the price that it is on the day that the funeral prepayment plan commences.
How Do Funeral Plans Comparisons Work?
According to the Sun Life cost of dying report 2014, the average cost of a funeral has increased by 88% since 2004, with a recent report by the International Longevity Centre UK, suggesting that due to the fact that most people are living longer and elevated demand for plans, that price increases could well exceed the Sun Life reports predictions. Specialist companies provide expert assistance and advice to find identify the best plan to meet with a clients needs, requirements and budget. Following the completion of a fact find, recommendations are provided of the best prepaid funeral plans available, that provided cover and benefits that satisfy the clients' needs. Reputable companies provide these services on a complete free of charge basis, as the plan providers pay a commission to the agent for an introduction, which is commercially sufficient for the service company to remain as a profitable employer and expert business service provider.
The Lump Sum
The obvious variable is the actual benefits included within the plan. This will be listed in the thousands of pounds, and most plans cost anywhere between £3,000 and £4,000 pounds. Also, please note that some of these figures can vary from region to region throughout the United Kingdom, so by checking out your personalised quotes up front, you will immediately be able to rule out any plans which appear to be too expensive.
“Contributing” Factors
There are other variables that are commonly referred to as “contributing” factors. Some of these can include cremation costs (if this is applicable), removal of the body (listed in a number of miles), limousines, the ability to view the body and the funeral procession (if desired). These are all very important, for such costs can quickly add up, your chosen prepaid funeral plan should always take these issues into account, the most comprehensive plans will normally account for these needs.
Customer Service and Clarity
This can be a rather malleable area. What have others said about the company? Do they offer or provide customer reviews upon request? Such transparency is always considered to be a hallmark of a trustworthy firm. On a different level, how many points of contact are you provided with? Will you be dealing with a professional that is dedicated to your specific account? Can you contact them by telephone, email and online? The levels of these services are all indicative of how you can expect your relationship to unfold with the provider. It should be obvious to only choose those which score “high marks” in this category.
http://www.comparefuneralplansuk.co.uk has made the selection process simple with their funeral plans comparison service, where you are provided with a clear breakdown of the top providers’ plans and the benefits that each plan offers. The comparisons process should never be complicated, they should come a no expense and deliver expert guidance that can be relied upon. To find out more, contact the experts at Compare Funeral Plans UK, who provide expert guidance to assist in securing the best prepaid funeral plan, ensuring that any future price increases are avoided.
Mark Leaper, Compare Funeral Plans UK, http://www.comparefuneralplansuk.co.uk, +44 1929472314, [email protected]
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