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GreyWingFinancial.com Addresses the Impact Retirement Can Have on Men
  • USA - English


News provided by

Grey Wing Financial

Jul 25, 2013, 03:00 ET

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New York, NY (PRWEB) July 25, 2013 -- In an article written by Dan Moisand on June 7th, titled “Retirement can be hard on a guy”, the subject of retirement and its potential poor effects on men was discussed. Moisand, in response to a reader’s concern, acknowledged the possibility of men struggling to cope with the challenges that arise following retirement. He expounds on the potential problems, and follows with useful advice to overcome these problems. Grey Wing Financial supports Moisand’s claim, as well as offering additional advice on what one should do when they retire.

Moisand, in his article on the effects retirement can have on a man’s well-being, opened his discussion with an anecdote. This anecdote involves a doctor and his retirement, culminating in the doctor’s suicide, with a note effectively communicating his desire to an identity that was lost after retirement. Though suicide rates do accelerate after retirement, Moisand does not suggest that retirees will become suicidal in retirement; rather, he identifies the underlying cause. Moisand argued the pain of retirement stems from the “need for relevance” and lack of that relevance. In order to combat this irrelevance, Moisand offers several suggestions, identifying two main components of happiness—specifically, happiness after retirement. The first component is that the retiree is choosing retirement, rather than being forced into it by a lay off or illness. The second focuses on what “you are retiring to, rather than retiring from”. Essentially, Moisand argues that in order to retire happily and successfully, it is best to choose the circumstances and timing of retirement, as well as focusing on the future and the possibilities that arise after retiring (such as spending more time with family and friends, investing ample time in hobbies, and travelling). Moisand urges readers to avoid isolating themselves from others to avoid a difficult transition period.

While Moisand’s observations and consequent advice are legitimate, he does not address the problem of those already engaged in retirement and struggling to find joy in having done so. Grey Wing Financial notes that Moisand’s advice for those looking into retirement may be applied to those already retired, but must be taken a step further. The mindset has not been in place for even a few months to prepare for retirement and the potential onslaught of emotional distress. Current retirees may employ Moisand’s strategies but keep in mind that, being in the midst of difficulty, more time may be necessary to properly adjust—compared to those entering retirement with a more conducive frame of mind. As a result, patience will be pivotal. Self forgiveness will also assist in implementing a new retirement strategy—particularly if that strategy involves a drastic change in mindset and development of self worth apart from the workplace. If plans have not been made yet to devote certain funds to certain arenas, it is best to develop and implement a plan immediately. Depending upon individual needs, set aside money for vacations, research possibilities for elderly life insurance, or develop an emergency fund. Engage old hobbies and reconnect with old friends; or find new hobbies, and make new friends.

Globe Life and Accident Insurance Company recommends to all retirees, not just men, to continue to live a robust life and stay active—do not sit, stagnant, in the house; retirement is a time to enjoy having time to oneself, not a time to squander it.

Dan Moisand is a Florida-based financial advisor, working specifically to assist retirees and near-retirees with finances and financial planning. He writes articles for a host of finance-related publications, and is regarded as one of the United States’ foremost financial advisors. He has worked previously for the Financial Planning Association (or FPA).

Dan Moisand composed an article discussing the effects retirement can have on the emotional and mental well-being of men. His article cautioned readers to avoid depression and anxiety following retirement by taking preventative measures before retirement, such as making a distinct plan for one’s time and funds, and avoiding isolation. These simple steps, Moisand argued, bypass feelings of irrelevance and melancholy. While Moisand’s article holds true, he does not address the issue of those already retired. GreyWingFinancial.com happily remedied this oversight, offering advice taken from Moisand’s article, but tailored for current retirees.

About Grey Wing Financial:
GreyWingFinancial.com is an online financial resource for current and future retirees.

GreyWingFinancial.com, Grey Wing Financial, (512) 774-4739, [email protected]

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