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Importance of Knowing College Financial Aid Shared by National Debt Relief
  • USA - English


News provided by

National Debt Relief

Apr 25, 2014, 04:00 ET

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National Debt Relief
National Debt Relief

Philadelphia, PA (PRWEB) April 25, 2014 -- National Debt Relief shares in an article published last April 23, 2014 the importance of getting a good grip on the basics of college financial aid. The article titled “Learn About Financial Aid For College Now – Before You’re Blown Away” discussed the basic information that could equip the family - parents and would-be college students alike in tackling student loans better.

college funds can be borrowed and repaid over time but the same does not apply to retirement funds

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The article opens up by diving right into the Free Application for Federal Student Aid or more commonly known as FAFSA. Most people dread this document because of the sheer number of information needed and supporting papers that are required to be submitted with the form. It is an extensive paper that will summarize your financial capability.

The extensive requirements further underscores the importance of the FAFSA form. It is critical in assessing if financial aid is to be given to the student. It covers not only federal but several types of aid such as tuition waivers, state grants, scholarships and others. Aside from the fact that the FAFSA can be submitted to numerous college institutions, the article also urges parents and students to submit the form early as processing of the document is on a first-come, first-serve basis.

The article discusses as well the one-year financial aid awards given to incoming freshmen. In some cases, this is to entice the students to enroll for the first year. This is usually inferred when the word “renewable” is mentioned. It means that after a certain time frame, which is usually a year, the financial aid has to be re-applied again and is subject to the student’s GPA. Make sure to read the fine print in the letters to catch this and make informed decisions. Calling the school and confirming how the re-application of the aid works is also encouraged.

In applying for student loans, it is better to stick to federal loans as much as possible. This is because of the fact that the interest loans are much more manageable than private loans. The interest loans play a big part in the final payment amount of the borrower and should not be taken lightly. In between the federal and private loans, some schools themselves could offer loans that will still have low rates.

One important note in the article is directed to the parents and how most of them contemplate on dipping into their retirement fund just to pay for the college education. Though it is a great thing to do for the children, it is best not to go with it for a number of reasons. The most notable of which is the fact that college funds can be borrowed and repaid over time but the same does not apply to retirement funds. This is something that must be saved-up over time.

To read the rest of the article, click on this link: http://www.nationaldebtrelief.com.

National Debt Relief has helped numerous consumers deal with their debt problems. The years of expertise and consistent top rating as a company has equated to clients reaching their goals of debt-free life. To know more, call 888-703-4948.

Paul Ritz, National Debt Relief, http://www.nationaldebtrelief.com/, +1 888-703-4948, [email protected]

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