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Interest Rates Down To Lowest Levels In 4 Months
  • USA - English


News provided by

Loan Love

Oct 25, 2013, 04:00 ET

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San Diego, CA (PRWEB) October 25, 2013 -- LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. The Loan Love website continues to be progressive in their stance of helping loan borrowers to understand the on going events in the mortgage industry with their featured videos and articles. Now, with interest rates down to new four month lows after the release of the long awaited Jobs Report, the website’s new loan comparison guide will come in handy for many home loan borrowers.

The new low rates are a great benefit for many individuals and families who have put off their home loan plans because of the higher rates of the last few months. However, even though rates have decreased it is still very important for borrowers to thoroughly research all their loan options in order for them to find the best loan that will save them the most amount of money over time. It is also important to note that these new low rates might not be available for very long. As a report from Mortgage News Daily, which was posted on October 23rd, says:

“Mortgage rates fell again today, but at a gentler pace than yesterday, bringing them to new 4-month lows. With no meaningful economic data to influence rates, the positive momentum today was more of an epilogue to yesterday's main storyline. The Conforming 30yr Fixed rate (best-execution) itself, remained at 4.125%, with the improvement coming in the form of lower closing costs or higher lender credit, depending on the scenario. Interest rates have clearly experienced an adjustment courtesy of jobs report, and the magnitude of the move is in line with the magnitude of the "miss" (in that we saw a good sized improvement in rates for a good-sized discrepancy between the actual jobs numbers and expectations). From here, the remaining economic data will offer fine-tuning adjustments, either helping the continue the trend lower in rates, or suggesting a broader leveling-off process before the next big jobs report (which is only two weeks away due to shutdown-related rescheduling).”

As mentioned above, rates are likely to change according to incoming economic data, so loan borrowers who want to play it safe should act now to find the right loan and lock in their rates as soon as possible. Obviously, finding and comparing loan rates can be a daunting task for both new and experienced home loan borrowers. Loan Love’s new loan comparison guide helps to make choosing a loan much easier, by giving some tips on what to look for when deciding which loan option offers the greatest savings over time. The article says:

“With so many lenders offering mortgage products today, it can be difficult to know which loan is truly the best deal for you. Fortunately, there are a few relatively simple ways to compare mortgage interest rates, and taking the time to explore at least one of them could mean big savings for you over the life of the loan.”

These tips, along with the website’s free-to-use Live Rate Quote feature, are available at LoanLove.com.

Kevin Blue, Loan Love, http://loanlove.com, +1 949-292-8401, [email protected]

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