National Debt Relief Shares Tips For Disorganized Credit Card Holders
Philadelphia, PA (PRWEB) June 18, 2015 -- National Debt Relief recently shared in an article published June 1, 2015 some very valuable tips that consumers can use to put some order in their credit card payments. The article titled “Credit Card Help For The Terminally Disorganized” gives consumers tips on how they can manage their card payment problems.
The article points out that there are a lot of consumers whose organization skills leave much to be desired and that their credit card bills might just be scattered all over their place. These are the type of people who are constantly worrying and wondering when their next payment due date is or worse, if they already missed their payment due date.
The article shares that one of the things that disorganized consumers needs to do is to make a list of all their credit card bill accounts. It has to be a comprehensive list that includes their lender’s details, their balance, monthly payment, interest rate and due date to name a few. There is no need to purchase expensive applications or software to accomplish this because an ordinary Excel file can do.
With the list, the article suggests that the consumer needs to be making payments on time at this point. There should be no reason to miss the payments now that they know their due dates because it can have adverse effects on their credit score. It can as much as 50 points for one missed payment and up to 100 points for two missed payments on their credit card.
It will also help if consumers create reminders to help alert them regarding their payment due dates. It can be done with their computers or even with their mobile phones. It can be as easy as setting a reminder on their calendar and repeating it every month. It is ideal to set the alarm a few days before the due date to give ample time to send and post the payment with the lender.
Another thing the article suggests is putting the credit card payments on auto pay and even having the due dates changed to match their monthly pay and budget schedule. To read the full article, click this link: https://www.nationaldebtrelief.com/credit-card-help-for-the-terminally-disorganized/
Paul Ritz, National Debt Relief, http://www.nationaldebtrelief.com/, +1 1-888-703-4948, [email protected]
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