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NearBytes Launches Payment Solution for Mobile Device and Web Applications
  • USA - English


News provided by

NEARBYTES

Jan 15, 2014, 08:30 ET

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Rio de Janeiro, Brazil (PRWEB) January 15, 2014 -- NearPay is a solution that can be integrated into Mobile Wallet applications for mobile payments, but it's not a wallet application in itself. By using several features that are available on NearLogin, NearPay is a service that allows payment applications to perform transactions on mobile devices both online and offline, with all the safety features that are necessary in financial applications.

The payer does not need be online at the time of the purchase.

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The NearPay system includes a server and security structure, and by using the NearBytes technology, can be used on various POS devices, and in physical and online stores. With NearPay, transactions can be completed using smartphones, tablets and computers, while online or offline.

The service uses a system of disposable codes, based on the OTP (One Time Password) concept, one of the most efficient solutions for protecting financial systems from hacker action. But this not the only security layer. The solution uses other safety features. This means it's safe from cloning and tuning attacks as well as code reuse.

The NearPay integrated payment solution can help create wallets with safety that's even better than EMV chip credit cards. Also the payer does not need be online at the time of the purchase.

NearPay users are associated to identities. For each mobile application that uses the NearPay solution there is a unique secure identity for code generation.

The NearPay system can easily be integrated into a mobile or web application. The use of the solution, just as in the case of the NearBytes SDK, is flexible and available through licensing, where the calculation of the cost is based on the number of user ids, and includes the NearBytes SDK license (the communication layer).

Nearpay On the Web

According to comScore (http://elstcp.at/O5BEyG), 67% of consumers still abandon their online shopping cart, after selecting all the items they want. By using the NearBytes Web Plugin, along with NearPay, e-commerce companies can attempt to reduce abandons, by using the solution that offers users a more practical and pleasant interaction for online shopping.

The NearPay system can be easily integrated into any payment application for mobile devices and the web.

Video explaining NearPay:
http://youtu.be/tpmm4XmEiXg

Video explaining the NearBytes web Plugin:
http://youtu.be/fL9K7xOD0_Y

NearPay Live Demonstration:
http://youtu.be/tP1N8FRVsR8

Carlos Estigarribia, NEARBYTES, http://www.nearbytes.com/, 55 21 96856-5635, [email protected]

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NearBytes Logo
NearBytes Logo
NearPay system components
NearPay system components
Mobile to Mobile payment Authentication via TSM Server
Mobile to Mobile payment Authentication via TSM Server
Mobile to Mobile payment Authentication via cloud
Mobile to Mobile payment Authentication via cloud
Mobile to PC payment Authentication via TSM server
Mobile to PC payment Authentication via TSM server
NearBytes Logo NearPay system components Mobile to Mobile payment Authentication via TSM Server Mobile to Mobile payment Authentication via cloud Mobile to PC payment Authentication via TSM server

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