NIP Programs to Exhibit GrowPro at Cultivate15, the World’s Largest Horticulture Industry Trade Show, July 11-14, Booth # 0252

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NIP Programs

Jul 01, 2015, 09:30 ET

Woodbridge, NJ (PRWEB) July 01, 2015 -- NIP Programs, a division of business insurance intermediary NIP Group, today announced that Kristina Condo, Program Director of the GrowPro insurance program, will be exhibiting at Cultivate15, booth number 0252. The conference and trade show, held from July 11-14, 2015 in Columbus, OH, brings the biggest players in the industry to a trade show floor packed with equipment, tools, and services.

Kristina has over 11 years of experience in property and casualty underwriting. This experience has helped her build an expert understanding of the key exposures and specific coverage needs of horticulture companies. Please stop by booth 0252 to meet Kristina Condo at the trade show.

About GrowPro

Whether your client is a greenhouse grower, nursery, retail garden center, or any combination, GrowPro can be tailored to their unique insurance needs. With the two largest commercial Property & Casualty insurance carriers in the country supporting the program, GrowPro has the broadest array of coverages and the most flexible pricing plans for these types of business. http://www.nipgroup.com/programs/growpro/

Program Highlights

  • A.M. Best “A” rated (Excellent) carriers (Company Size XV)
  • Competitive rates
  • Superior customer service
  • Assistance with proper valuation of greenhouses and the equipment contained within

Eligible Exposures:

  • Greenhouse growers
  • Nursery growers
  • Independent garden centers
  • Florists
  • Urban farms (100% hydroponic fruit and/or vegetable growers and distributors)
  • Hybrids
  • Sod farms

Ineligible Exposures:

  • Livestock on premises
  • Selling or growing of fruits and vegetables other than 100% hydroponic urban farms (transplants acceptable, must sell directly to grower)
  • Operations with fewer than 3 employees, including partners and owners
  • Agricultural crop spraying
  • Snow removal (limited snow removal may be acceptable)
  • Contractors providing work within New York City’s five boroughs

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence/$2M aggregate)
  • Auto Liability (limits up to $1M CSL)
  • Property, including Equipment Breakdown (limits up to $15M per location)
  • Product Liability (limits up to $2M)
  • Umbrella Liability (limits up to $15M)
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Coverage for buildings, greenhouses, and crops for losses due to fire, wind, collapse, hail, failure of utility services, and boiler or equipment breakdowns
  • Wind and hail coverage for outdoor plant inventory up to $250,000
  • Market value coverage on losses of greenhouse crops
  • Limited pollution liability coverage
  • Coverage limits can be tailored to seasonal fluctuations of crop and inventory

About NIP Group

NIP Programs develops and manages business insurance programs. underwritten by major insurers for industries with specialized insurance and risk management needs, and whose markets to meet such needs are typically fragmented. NIP Programs uses its deep industry knowledge to develop unique underwriting, loss control and claims service models highly valued by both clients and insurers. NIP Programs is a proud recipient of the prestigious Best Practice Designation from Target Markets Program Administrators Association. Learn more: http://www.nipgroup.com/about/about-nip/

Tracy A. Wehringer, NIP Programs, http://www.nipgroup.com, +1 7323625728 Ext: 7607, [email protected]