Top 3 Debt Consolidation Programs In The District of Columbia Announced By BestDebtConsolidationLoans.org
Washington, DC (PRWEB) October 28, 2014 -- BestDebtConsolidationLoans.org recently undertook a review of the top debt consolidation companies in the Washington, DC area.
"Given the amount of debt carried by DC residents and the current unemployment rate, we felt it was important to determine which debt consolidation programs would offer the most help," said BestDebtConsolidationLoans.org spokesman Jimmy Saver. "What we learned from this analysis is that the best three programs are those of National Debt Relief, CuraDebt and Consolidated Credit.”
While the District of Columbia is best known for being our nation's capital, it has another important distinction. It is the home of the Library of Congress, which is our country's biggest library with 535 miles of bookshelves. The Library's Reading Room alone has 45,000 reference books. This makes it a library of epic proportions. Unfortunately for residents of the nation's capital something else that’s epic is the amount of debt carried by its citizens, which averages a total of $95,560. Of this total, the average Washingtonian has $18,700 in non-mortgage debt of which $5,499 is credit card debt.
Making matters even worse, the District of Columbia currently has an unemployment rate of 7.4% ranking it 44th worst in the nation.
One of the chief reasons why BestDebtConsolidationLoans.org ranked National Debt Relief as the best program for debt-strapped Washingtonians is because it's been in business for over seven years during which time it helped more than100,000 consumers find relief from their debts. In addition, the company operates in a very ethical manner in that it charges its customers nothing until it has settled their debts to their satisfaction and offered them payment plans that they approved. In addition, National Debt Relief has a very liberal cancellation policy in that any time a customer becomes dissatisfied for any reason it can opt out of her or his program and will not be charged anything.
CuraDebt was ranked as the second best program for people with bad credit as it has been in business for 13 years and offers people a free, no obligation initial consultation and a free savings estimate. “We liked the fact that CuraDebt can not only help people with bad credit card debt problems but also with student loan debts, tax debts and defaulted loans,” noted Saver. "Its counselors have excellent relationships with the credit card providers and from what we were able to learn it is almost always able to deliver on the promises it makes its customers."
Consolidated Credit was ranked as third best for people with bad credit as it offers only one solution – consumer credit counseling. It is Better Business Bureau accredited with an A+ rating and offers prospective customers a free debt evaluation from a certified counselor. This evaluation includes a review of the customer's debts, credit score and budget. The counselor will then recommend the best debt consolidation option for that customer given this information. This can be a debt management plan and, if so, he or she will be told how much they will be required to pay each month and how long it will take to complete the plan. "This can certainly be a good alternative for some people," said Saver, "but for people who are really seriously in debt a better option might be debt settlement or even bankruptcy."
National Debt Relief was also given high marks by BestDebtConsolidationLoans.org because it provides its clients with customized programs and not just a one size fits all solution. The company's spokesman Paul Ritz noted that, "Our debt counselors are trained to analyze each of our client's debts and financial situation and then create the best debt settlement program given his or her circumstances."
Residents of the District of Columbia that are having a problem with bad credit debts and would like to know more about these three companies should definitely go to the website http://www.BestDebtConsolidationLoans.org for more information.
Jimmy Saver, Best Debt Consolidation Loans, http://www.bestdebtconsolidationloans.org/, +1 (877) 869-5111, [email protected]
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