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    <title>Holiday Bills Fill the Mailbox -- New Year Rings in a Financial Triple Threat for Consumers, Consolidated Credit Counseling Services Offers Advice</title>
    <link>http://www.prweb.com/releases/creditcard/debt/prweb1877314.htm</link>
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        <![CDATA[  <P>The experts at Consolidated Credit Counseling Services warns the combination of rising credit card minimum payments, interest rate hikes, reduced credit limits coupled with record levels of unemployment are challenges for many Americans as we enter 2009. The banking industry is running scared. The banks think consumers will have problems keeping up with their credit card payments in 2009 as the nation continues to work its way through this economic crisis. Nonprofit organization offers tip for consumers to deal with debt and credit issues (http://www.consolidatedcredit.org/press/consumer-credit-2009.aspx). (PRWeb Jan 20, 2009)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/creditcard/debt/prweb1877314.htm">http://www.prweb.com/releases/creditcard/debt/prweb1877314.htm</a></P>]]>
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    <title>Give a Lasting Holiday Gift</title>
    <link>http://www.prweb.com/releases/holiday/gift/prweb1761104.htm</link>
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        <![CDATA[  <P>Consolidated Credit Counseling Services, Inc. Urges Consumers to Break the Holiday Overspending Cycle (http://www.consolidatedcredit.org/press/holiday-financial-education.aspx) and Teach the Next Generation How To Stay in the Black with Financial Education. (PRWeb Jan 5, 2009)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/holiday/gift/prweb1761104.htm">http://www.prweb.com/releases/holiday/gift/prweb1761104.htm</a></P>]]>
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    <title>Consolidated Credit Warns Shoppers to Avoid Piling Up &quot;Black Friday&quot; Credit Card Debt</title>
    <link>http://www.prweb.com/releases/black/friday/prweb1670834.htm</link>
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        <![CDATA[  <P>Howard Dvorkin, founder of Consolidated Credit Counseling Services, offers holiday shopping tips to consumers taking advantage of &quot;Black Friday&quot; sales (http://www.consolidatedcredit.org/press/black-friday-2008.aspx). (PRWeb Nov 26, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/black/friday/prweb1670834.htm">http://www.prweb.com/releases/black/friday/prweb1670834.htm</a></P>]]>
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    <title>As Unemployment Hits the Northeast, South and West, over 10 Million People are Looking for Work</title>
    <link>http://www.prweb.com/releases/surviving/layoff/prweb1619414.htm</link>
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        <![CDATA[  <P>Consolidated Credit Counseling Services offers tips for surviving a layoff (http://www.consolidatedcredit.org/press/surviving-layoff.aspx) after losing a job. (PRWeb Nov 18, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/surviving/layoff/prweb1619414.htm">http://www.prweb.com/releases/surviving/layoff/prweb1619414.htm</a></P>]]>
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    <title>Credit Card Charge-Off Collapse - the Next Economic Crisis</title>
    <link>http://www.prweb.com/releases/economic/crisis/prweb1456984.htm</link>
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        <![CDATA[  <P>Consolidated Credit Counseling Services, Inc. (http://www.consolidatedcredit.org/) predicts credit card debt as the next financial breakdown.  Consumers state their unsecured debt is approximately triple over last year. The bailout plan has been passed to help with the mortgage crisis, but consumers have credit card debts that they can&#039;t pay. (PRWeb Oct 12, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/economic/crisis/prweb1456984.htm">http://www.prweb.com/releases/economic/crisis/prweb1456984.htm</a></P>]]>
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    <title>Ribbon Cutting Ceremony for the Introduction of Consolidated Credit Counseling Services&#039; Freedom Level at the BankAtlantic Center </title>
    <link>http://www.prweb.com/releases/credit/counseling/prweb1451834.htm</link>
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        <![CDATA[  <P>As a call to action during these hard economic times, Consolidated Credit Counseling Services, Inc. (http://www.consolidatedcredit.org) a leader in financial education, credit counseling, and debt management, offers financial education at an unlikely venue. (PRWeb Oct 10, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/credit/counseling/prweb1451834.htm">http://www.prweb.com/releases/credit/counseling/prweb1451834.htm</a></P>]]>
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    <title>A Way Out -- Not A Bailout, Expert Howard Dvorkin, Founder of Consolidated Credit Counseling Services, Inc. Proposes a Solution</title>
    <link>http://www.prweb.com/releases/bailout/taxpayers/prweb1406374.htm</link>
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        <![CDATA[  <P>No free ride solution, Howard Dvorkin devises a plan that keeps American&#039;s in their homes without relying on a taxpayer bailout. The $700 billion bailout plan does little to avert foreclosures, the root of the crises.  Banks and lenders who granted unstable loans should get a 40 percent penalty and consumers should be offered 50+ year mortgage repayment plans. (PRWeb Oct 1, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/bailout/taxpayers/prweb1406374.htm">http://www.prweb.com/releases/bailout/taxpayers/prweb1406374.htm</a></P>]]>
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    <title>Scam Artists Prey on Foreclosure Victims, How to Avoid being Scammed; Tips from Consolidated Credit Counseling Services, Inc.</title>
    <link>http://www.prweb.com/releases/consolidated/credit/prweb1014814.htm</link>
    <description>
        <![CDATA[  <P>Foreclosure filings nationwide increased by 60% and the housing situation doesn&#039;t look like it will stabilize in the near future. When people are desperate, frightened and are rapidly losing hope, scam artists come crawling out from under the rocks. Scammers are heartless and they will use every dirty tactic to get people to sign a document. Experts from ConsolidatedCredit.org help consumers discover the scams and how not to fall prey. (PRWeb Jun 12, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/consolidated/credit/prweb1014814.htm">http://www.prweb.com/releases/consolidated/credit/prweb1014814.htm</a></P>]]>
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    <title>Personal Bankruptcies Continue to Rise -- Consumer Tips to Avoid Money Problems in an Uncertain Economy</title>
    <link>http://www.prweb.com/releases/bankruptcy/debt/prweb996634.htm</link>
    <description>
        <![CDATA[  <P>Personal bankruptcies have risen nearly thirty percent since March of last year. Consumer debt levels are consistent with the number of bankruptcy filings, which is more bad news for America.  Howard Dvorkin, CPA, author, and founder of the nonprofit Consolidated Credit Counseling Services offers advice. (PRWeb Jun 4, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/bankruptcy/debt/prweb996634.htm">http://www.prweb.com/releases/bankruptcy/debt/prweb996634.htm</a></P>]]>
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    <title>Debt Dilemma - How to Know When to Get Help Consumer Tips from Consolidated Credit Counseling Services, Inc.</title>
    <link>http://www.prweb.com/releases/credit/counseling/prweb956294.htm</link>
    <description>
        <![CDATA[  <P>The party is over. Americans stuffed themselves on debt for two decades. They bought bigger houses and they spent with abandon at Wal-Mart and the mall. And how did they pay for it? By opening credit cards; Americans hold four cards each on average. Advice from expert financial credit counselors help debt ridden Americans deal with their credit debt in a tough economy. Author and credit counselor Howard Dvorkin offers insights to how people can rein in their debt. (PRWeb May 20, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/credit/counseling/prweb956294.htm">http://www.prweb.com/releases/credit/counseling/prweb956294.htm</a></P>]]>
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    <title>Money and Children: Don&#039;t Let The Economy Frighten Your Children --   Tips From Consolidated Credit Counseling Services on How to Address Money Matters With Children </title>
    <link>http://www.prweb.com/releases/2008/04/prweb830154.htm</link>
    <description>
        <![CDATA[  <P>Warning to parents: if you do not address financial issues with children, they may suffer undue anxiety and behavioral problems. Millions of parents around the country are helplessly watching their finances dwindle and their bills mount. (PRWeb Apr 8, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2008/04/prweb830154.htm">http://www.prweb.com/releases/2008/04/prweb830154.htm</a></P>]]>
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    <title>One in Four of American Workers are Stressed Out Over Their Financial Circumstances; Consolidated Credit Counseling Services Offers Advice on How Best to Handle Financial Pressures </title>
    <link>http://www.prweb.com/releases/2008/03/prweb728353.htm</link>
    <description>
        <![CDATA[  <P>American&#039;s are beginning to total up thier debt and are stressed out by the results. In just the last year alone consumers have made more than 2.2 trillion dollars in purchases and cash advances on their credit cards. What is even more startling is that most consumers don&#039;t have the money to pay their credit card bills. Consolidated Credit gives you the tools to relieve your stress and to confront money problems. (PRWeb Mar 5, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2008/03/prweb728353.htm">http://www.prweb.com/releases/2008/03/prweb728353.htm</a></P>]]>
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    <title>Recession Proof Your Finances -- Money Advice from Consolidated Credit Counseling Services, Inc</title>
    <link>http://www.prweb.com/releases/recessionproof/creditcarddebt/prweb691533.htm</link>
    <description>
        <![CDATA[  <P>Struggling consumers are worried about how economic decline in coming months could affect their wallets. Consumer confidence dropped in January; money and budget pressures are increasing; debt-to-income ratios of 140 percent are common; and savings rates have turned negative. These are all  strong indications to Consolidated Credit Counseling Services, that if we are not in a recession now, we could be very soon. (PRWeb Feb 12, 2008)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/recessionproof/creditcarddebt/prweb691533.htm">http://www.prweb.com/releases/recessionproof/creditcarddebt/prweb691533.htm</a></P>]]>
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    <title>Consolidated Credit Counseling Services Offers Money Management Tips to Reduce Debt After the Holidays </title>
    <link>http://www.prweb.com/releases/2007/12/prweb593331.htm</link>
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        <![CDATA[  <P>Soon the holiday greeting cards will be replaced by holiday bills. Then what?  Money management will be the key to gain control of finances for those who ran up holiday debt. (PRWeb Dec 28, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/12/prweb593331.htm">http://www.prweb.com/releases/2007/12/prweb593331.htm</a></P>]]>
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    <title>Save Money: Shop Smart, Shop Now for the Holidays</title>
    <link>http://www.prweb.com/releases/2007/08/prweb549110.htm</link>
    <description>
        <![CDATA[  <P>Early gift shopping can be good money management. Each year Americans make a mad dash to make their winter holiday season extra special. The experts at Consolidated Credit Counseling Services advise to get in holiday gear now to save money and avoid stress. End of summer specials and back to school sales can be a great time to buy holiday gifts to put away until December. (PRWeb Aug 27, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/08/prweb549110.htm">http://www.prweb.com/releases/2007/08/prweb549110.htm</a></P>]]>
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    <title>Avoid Wedding Woes by Creating a Wedding Budget Free Wedding Budget Planner and Advice From Consolidated Credit Counseling Service, Inc. </title>
    <link>http://www.prweb.com/releases/2007/06/prweb530259.htm</link>
    <description>
        <![CDATA[  <P>The average wedding today costs upwards of $25,000. If a couple pays for most of their wedding expenses with credit cards and loans, they might be still paying it off when they celebrate their 10th wedding anniversary. Using Consolidated Credit&#039;s free Wedding Budget Planner to help couples sort out what is important and the costs of certain goods and services can be a life-saver. The wedding budget planner can be downloaded from consolidatedcredit.org&#039;s Learning Center section of the web site. (PRWeb Jun 4, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/06/prweb530259.htm">http://www.prweb.com/releases/2007/06/prweb530259.htm</a></P>]]>
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<item>
    <title>Books to Briefcase - Consolidated Credit Counseling Services, Inc. Provides Money Management Tips to New Graduates</title>
    <link>http://www.prweb.com/releases/2007/05/prweb524711.htm</link>
    <description>
        <![CDATA[  <P>Most new grads will have to look for an apartment, possibly a car, and their first real job. Then six months after graduation most student loan repayments start. Talking about a juggling act and an introduction to managing money! Consolidated Credit Counseling Services offers advice. (PRWeb May 9, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/05/prweb524711.htm">http://www.prweb.com/releases/2007/05/prweb524711.htm</a></P>]]>
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    <title>Consolidated Credit Counseling Services, Inc. Offers Steps to Avoid Foreclosure and Keep Personal Credit Intact </title>
    <link>http://www.prweb.com/releases/2007/05/prweb522534.htm</link>
    <description>
        <![CDATA[  <P>Mortgage delinquency rates have hit an all-time high in the first quarter of 2007, and many people are scrambling to avoid foreclosure. The experts at the nonprofit organization Consolidated Credit Counseling Services, provide advice about how to keep consumer&#039;s home and credit intact. (PRWeb May 1, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/05/prweb522534.htm">http://www.prweb.com/releases/2007/05/prweb522534.htm</a></P>]]>
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    <title>ConsolidatedCredit.org Advises -- Use Income Tax Refund Wisely and Consider Applying Refund to Lower Debt and Start Savings Account</title>
    <link>http://www.prweb.com/releases/2007/03/prweb509427.htm</link>
    <description>
        <![CDATA[  <P>For many Americans, income tax refunds seem like free money, which makes it easier to spend. ConsolidatedCredit.org  says consumers should stop and think about their complete financial situation before deciding how to use the money. (PRWeb Mar 12, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/03/prweb509427.htm">http://www.prweb.com/releases/2007/03/prweb509427.htm</a></P>]]>
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<item>
    <title>Credit Cards Gotchas: New and Improved Tactics for Accelerated Profits</title>
    <link>http://www.prweb.com/releases/2007/02/prweb504842.htm</link>
    <description>
        <![CDATA[  <P>Credit card companies will be making it harder for debtors to eliminate their credit card debt in 2007. Over half of Americans carry credit card debt averaging a total of $10,000 each for a grand total over $800 billion.* (PRWeb Feb 15, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/02/prweb504842.htm">http://www.prweb.com/releases/2007/02/prweb504842.htm</a></P>]]>
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<item>
    <title>Announcing the Opening of Consolidated Credit Counseling Services of Canada and the Launch of its Consumer Advocate Website</title>
    <link>http://www.prweb.com/releases/2007/02/prweb502355.htm</link>
    <description>
        <![CDATA[  <P>Consolidated Credit Counseling Services of Canada provides consumers with valuable and easy to understand education about debt relief solutions as well as advice from qualified credit-counselling specialists. (PRWeb Feb 5, 2007)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2007/02/prweb502355.htm">http://www.prweb.com/releases/2007/02/prweb502355.htm</a></P>]]>
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    <title>Consolidated Credit Counseling Services Offers Money Management Tips to Reduce Debt after the Holidays </title>
    <link>http://www.prweb.com/releases/2006/12/prweb493778.htm</link>
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        <![CDATA[  <P>Soon the holiday greeting cards will be replaced by holiday bills. Then what?  Money management will be the key to gain control of finances for those who ran up holiday debt. Consolidated Credit Counseling Services provides the tools to tackle debt. (PRWeb Dec 26, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/12/prweb493778.htm">http://www.prweb.com/releases/2006/12/prweb493778.htm</a></P>]]>
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    <title>Debt Advice from Consolidated Credit Counseling Services... Nonprofit Advises -- Know Your Shopping Style and Avoid Holiday Debt</title>
    <link>http://www.prweb.com/releases/2006/12/prweb488185.htm</link>
    <description>
        <![CDATA[  <P>December debt is a bad way to end the year and we know our stress will be worse in January when we must face the stack of bills that we can&#039;t pay off.  Get advice customized for your shopping syle and save money this holiday season. (PRWeb Dec 7, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/12/prweb488185.htm">http://www.prweb.com/releases/2006/12/prweb488185.htm</a></P>]]>
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    <title>Expert Do&#039;s and Don&#8217;t for College Students Facing Credit Card Deluge</title>
    <link>http://www.prweb.com/releases/2006/08/prweb421518.htm</link>
    <description>
        <![CDATA[  <P>To avoid the pitfalls of becoming another student statistic trapped in debt, take the advice from money expert Howard Dvorkin, CPA and founder of the nonprofit Consolidated Credit Counseling Services, Inc.  Find out the Do&#039;s and Don&#039;ts of wise credit use while in school. (PRWeb Aug 9, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/08/prweb421518.htm">http://www.prweb.com/releases/2006/08/prweb421518.htm</a></P>]]>
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<item>
    <title>Consolidated Credit Counseling Services Inc. Voted South Florida&#8217;s &#8220;2006 Best Places To Work&#8221;</title>
    <link>http://www.prweb.com/releases/2006/06/prweb395511.htm</link>
    <description>
        <![CDATA[  <P>Consolidated Credit presented with &#8220;2006 Best Places to Work&#8221; Award. They were selected from over 150 nominees and received the &#8220;Overall Winner&#8221; award as well as the award for the medium business category.  Consolidated Credit is an industry leader in providing credit counseling and financial literacy. (PRWeb Jun 8, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/06/prweb395511.htm">http://www.prweb.com/releases/2006/06/prweb395511.htm</a></P>]]>
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    <title>Money Matters: Time to Spring Clean</title>
    <link>http://www.prweb.com/releases/2006/04/prweb375315.htm</link>
    <description>
        <![CDATA[  <P>Tax season has officialy ended and most have some time before summer vacations occur, so spring becomes the perfect time to spruce up personal finances. (PRWeb Apr 24, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/04/prweb375315.htm">http://www.prweb.com/releases/2006/04/prweb375315.htm</a></P>]]>
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    <title>Laid Off 101: Save Money &#38; Survive</title>
    <link>http://www.prweb.com/releases/2006/02/prweb348493.htm</link>
    <description>
        <![CDATA[  <P>According to the Bureau of Labor Statistics 851,997 workers lost their jobs in 2005.  Consoldiated Credit helps Americans deal with being laid off. (PRWeb Feb 20, 2006)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2006/02/prweb348493.htm">http://www.prweb.com/releases/2006/02/prweb348493.htm</a></P>]]>
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    <title>Don&#8217;t Take on More Credit Just to Get Through the Holidays</title>
    <link>http://www.prweb.com/releases/2005/12/prweb320923.htm</link>
    <description>
        <![CDATA[  <P>The &quot;holiday credit hangover&quot; is an expensive tradition and may be worse than ever in 2005 due to the waning economy, increased fuel prices and job lay-offs. (PRWeb Dec 12, 2005)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2005/12/prweb320923.htm">http://www.prweb.com/releases/2005/12/prweb320923.htm</a></P>]]>
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    <title>One-Stop Online Source for the New Bankruptcy Law</title>
    <link>http://www.prweb.com/releases/2005/10/prweb293457.htm</link>
    <description>
        <![CDATA[  <P>A new company is using technology to ease consumer and attorney challenges. (PRWeb Oct 6, 2005)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2005/10/prweb293457.htm">http://www.prweb.com/releases/2005/10/prweb293457.htm</a></P>]]>
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    <title>Consolidated Credit Counseling Sponsors AOL(r) Latino&#8217;s Dinero y Exito Channel To Offer Money and Financial Advice</title>
    <link>http://www.prweb.com/releases/2005/10/prweb291803.htm</link>
    <description>
        <![CDATA[  <P>Demonstrating a shared commitment to the Hispanic community and to financial education, Consolidated Credit, a nonprofit financial education organization will sponsor AOL(r) Latino&#8217;s Dinero y Exito Channel to provide members of the leading and only bilingual Hispanic Internet service with personal finance content and guidance. (PRWeb Oct 3, 2005)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2005/10/prweb291803.htm">http://www.prweb.com/releases/2005/10/prweb291803.htm</a></P>]]>
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    <title>School is in Session--Tips From Consolidated Credit Make Costs Less Burdensome Now and Throughout the Year</title>
    <link>http://www.prweb.com/releases/2005/08/prweb276111.htm</link>
    <description>
        <![CDATA[  <P>Families with school-aged children spend an average of nearly $500 on school items. To avoid your budget being blown throughout the year follow expert guidelines. (PRWeb Aug 24, 2005)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2005/08/prweb276111.htm">http://www.prweb.com/releases/2005/08/prweb276111.htm</a></P>]]>
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    <title>Tips for Planning a Low Cost Summer Get-a-Way</title>
    <link>http://www.prweb.com/releases/2005/05/prweb238528.htm</link>
    <description>
        <![CDATA[  <P>With gas prices continuing to skyrocket, many consumers are worried about being able to afford a family vacation this summer, but, trips are still possible &#8211; all you need is some advanced planning and budgeting. (PRWeb May 11, 2005)</P>
        <P>Read the full story at <a href="http://www.prweb.com/releases/2005/05/prweb238528.htm">http://www.prweb.com/releases/2005/05/prweb238528.htm</a></P>]]>
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